Tempo merilis standar TIP-20, menyediakan solusi kustom untuk stablecoin dan token pembayaran

【Block Beats】Tempo team officially launched the native token standard TIP-20 on January 7, with a clear goal—to provide underlying support for stablecoin and payment token applications.

From a technical perspective, TIP-20 has introduced substantial innovations while maintaining complete ERC-20 compatibility. It adds transfer memo functionality, compliance control mechanisms, and reward distribution capabilities. While these improvements may seem like details, they hold significant implications for real-world payment, settlement, and fund management scenarios.

Interestingly, TIP-20 not only allows issuers to launch customized stablecoins for specific payment scenarios, but also handles high-throughput transactions while ensuring predictable fees—a critical requirement for payment applications. Moreover, within Tempo’s own decentralized exchange, these stablecoins can trade directly with each other.

What deserves even more attention is the design of permissions and governance. The standard has built-in role-based access control and policy registry mechanisms, enabling compliant operations and process control while significantly lowering barriers to entry for traditional financial institutions.

There’s also considerable activity on the ecosystem front. Infrastructure service providers like AllUnity, Bridge, and LayerZero have begun supporting the TIP-20 standard. Tempo officials stated that this standard applies not only to stablecoin issuance but can also be extended to other fungible asset scenarios, reducing redundant development costs and broadening the standard’s applicability.