Ripple Firmly Supports XRP, Research Report Reveals Irreplaceable Position of Its Payment Network

Gate News Report, March 18 — A recent research report shows that Ripple will not abandon XRP in the future. This digital asset remains a core component of its cross-border payment infrastructure. The study indicates that XRP acts as a liquidity bridge within RippleNet (now called Ripple Payments), enabling fast and efficient cross-border transfers while reducing delays and security risks, making it indispensable in practical applications.

The report emphasizes that even if Ripple launches a stablecoin like RLUSD, XRP will still play a key role in the payment network, especially in supporting institutional users and enterprise applications. Analysts note that XRP helps improve value exchange efficiency, solve double-spending risks, and ensure transaction speeds surpass traditional financial systems, thereby strengthening its position in the global payment ecosystem.

The research also mentions that Ripple is positioning XRP as a potential bridge asset for central bank digital currencies (CBDCs), to facilitate interoperability between fiat systems and enable smoother cross-border payments without relying on traditional intermediaries. As more financial institutions join the Ripple network—including Bank of America and Santander—XRP’s long-term value and market confidence continue to grow. In 2025, Ripple also secured $500 million in funding from Wall Street institutions, reflecting investor confidence in its technology and business model.

The report concludes that XRP will continue to coexist with Ripple, playing a central role in value transfer, network security, and system efficiency. However, increasing global regulation and competition from emerging blockchain technologies may still influence its development trajectory. Ripple CEO Brad Garlinghouse reaffirmed, “XRP is our guiding light,” indicating the company’s firm support for its core position in the payment network.

This research reinforces XRP’s strategic value as a global liquidity bridge asset, highlighting its long-term potential in cross-border payments and institutional applications, and providing clear market signals for investors and institutions.