OptimumBank Holdings Achieves Record Performance; 23% Core ROAE Anchors Annual Investor Presentation on April 29

OptimumBank Holdings, Inc. (NYSE American: OPHC) is set to reveal the results of its most robust fiscal period to date during tomorrow’s Annual Shareholder Meeting and Investor Day scheduled for April 29, 2025, beginning at 10:00 AM ET. The company will conduct proceedings virtually, with public registration available through OptimumBank Shareholder Meeting Webcast Link.

Financial Highlights and Strategic Updates

The organization will present comprehensive performance metrics demonstrating the strength of its 2024 fiscal year operations. A standout figure: Core Return on Average Equity (ROAE) surpassed the 23% threshold, reflecting the bank’s enhanced operational efficiency and profitability. Beyond the full-year retrospective, OptimumBank intends to share preliminary Q1 2025 performance indicators, underscoring sustained business momentum and strategic initiatives moving forward.

Investors and interested parties can access the detailed shareholder presentation deck prior to the meeting at OptimumBank 2025 Shareholder Presentation Deck. For those wishing to participate in the virtual session, registration details are available through the webcast portal, or attendees may contact Seth Denison via SDenison@OptimumBank.com for additional guidance.

About OptimumBank Holdings, Inc.

OptimumBank operates as a community-focused financial institution headquartered in Ft. Lauderdale, Florida, since its 2000 establishment. The institution distinguishes itself through personalized banking relationships tailored to South Florida-based businesses and consumers, positioning itself as a cost-effective alternative to traditional large-scale banking entities. The organization has cultivated particular expertise in real estate finance and commercial lending segments.

Listed on the NYSE American under the ticker “OPHC,” OptimumBank has demonstrated substantial expansion throughout the preceding decade. The company’s service portfolio encompasses business banking solutions, commercial and SBA lending programs, treasury management services, and personal banking offerings. Management remains committed to leveraging its operational achievements and market positioning to sustain growth trajectories in the coming years.

Contact Information For investor relations and corporate inquiries: Seth Denison Telephone: (305) 401-4140 Email: SDenison@OptimumBank.com

Cautionary Statement Regarding Forward-Looking Information

Statements contained within this communication relating to future prospects, outcomes, or performance constitute forward-looking statements under the Private Securities Litigation Reform Act of 1995. These projections are grounded in current management assessments but remain vulnerable to uncertainties and changing conditions. Results may differ materially from those anticipated. OptimumBank directs interested parties to review detailed risk disclosures contained in SEC filings accessible through the company’s Investor Relations portal and the Securities and Exchange Commission’s official website. All forward-looking remarks represent the company’s perspective as of the date issued, with no obligation to revise such statements in light of subsequent developments.