Recently reexamined the USD1 gameplay of ListaDAO and found that the logic has changed. I used to think it was purely about wealth management, but now I understand—I'm actually shorting the "opportunity cost."

Everyone in the crypto space knows that classic dilemma: holding BTCB and not daring to move, afraid of missing out on high DeFi yields; selling to jump into DeFi, but afraid of missing the surge in BTCB. Worrying back and forth, in the end, nothing gets done. ListaDAO gave me the answer I was looking for.

I collateralized BTCB and borrowed USD1 at a 1% low interest rate, which is like paying a very low "premium" to split the "volatility risk" and "liquidity yield" of BTCB. What's the benefit of doing this? I still hold BTCB, waiting for it to double, while using the borrowed USD1 to earn a stable 20% yield on a compliant platform’s Earn. Basically, it's "all-in."

ListaDAO eliminates the time waste of holding spot assets, allowing you to continuously generate cash flow even during a bull market. It feels great.

A special mention for yield-generating assets like PT-USDe—that's really "dimensionality reduction." The underlying assets are earning yields, and the borrowed funds are earning yields as well, creating a "self-circulating cash flow system" within ListaDAO. Capital efficiency skyrockets.

My current approach is this simple: don’t obsess over daily price fluctuations. Use ListaDAO to maximize the "time value" in your hands. In this market, whoever can boost capital efficiency to the max without reducing core assets is the true winner.