General lending protocols like Aave and Compound have ambitious goals to expand across multiple chains—but this multichain dream has also become their constraint. To maintain compatibility across multiple blockchains, their underlying architecture must inevitably make compromises, making it difficult to deeply optimize for any specific chain.

Lista DAO operates differently. As a native project on BNB Chain, it can directly customize modifications to on-chain characteristics, something that universal protocol architectures fundamentally cannot achieve. The most typical example is its seamless integration with a top-tier exchange's Launchpool—what does this require? On-chain contract adaptation is the foundation, but it also needs targeted support from the centralized exchange's backend systems, a threshold that's extraordinarily high.

To put it plainly, Lista follows a path of precision and depth. By abandoning "big and comprehensive," it gains core positioning within BNB's capital pool. With the ability to issue tokens (central bank attributes) and provide lending services (commercial bank attributes), this monopolistic ecological position is precisely the biggest competitive advantage that chain-native projects have over cross-chain universal protocols.

Disclaimer: The above content is only for personal research sharing and does not constitute any investment advice.