When it comes to lending and borrowing, it's really not about whether the interest rate is high or low; the key is how many steps away you are from the liquidation line. I personally prefer to think of it as being "three steps away from the red line": first, cut your position a little—don't try to hold through it all at once; second, review your collateral and borrowed tokens—swap out the more volatile ones for more stable ones, even if it means earning less; finally, go through the repayment process in advance (check where the income comes in, how long on-chain transfers take, whether you'll get stuck on cross-chain or exchange withdrawals), so you don't find yourself waiting for confirmations when you're already at the critical point. Many people have recently been explaining crypto price swings using ETF fund flows and U.S. stock risk appetite, sounding very convincing, but honestly, when the market suddenly moves, liquidation won't follow any logic... But don’t be too paranoid; I just set up alerts, leave enough buffer, and avoid clicking on signatures randomly. Taking it slow is also reassuring.