A new patent filed by Depository Trust & Clearing Corporation (DTCC) suggests that digital assets like XRP and Stellar (XLM) could serve as liquidity tokens within future cross-ledger financial systems.
The patent describes a framework that enables seamless transfer of tokenized assets across multiple blockchains. In this model, XRP and XLM act as bridge assets, helping to accelerate payments and enhance interoperability between traditional financial infrastructure and distributed ledger networks.
DTCC currently processes approximately $3.7 trillion in securities transactions annually and holds nearly $87 trillion in assets, exploring how blockchain can modernize the global payment system.
Former Ripple CTO David Schwartz also emphasized that XRP transactions are immutable once confirmed, reinforcing reliability for value transfer across networks.
While not an immediate implementation, the patent indicates that major financial institutions are increasingly interested in blockchain-based liquidity solutions.