Fintech company Revolut has applied for a banking license with the U.S. Office of the Comptroller of the Currency, planning to conduct regulated banking operations in the United States. If approved, it will connect directly to the Fedwire and ACH systems to improve fund settlement efficiency and expand its financial product offerings. Revolut, which operates globally with over 70 million users and a valuation of $75 billion, views its expansion into the U.S. as a significant step in its global strategy.

PANews February 15 News, according to a post by TheBlock project director Frank Chaparro, Wells Fargo posted a Digital Asset Services Manager position four days ago. Responsibilities include: developing a three to five-year strategy covering tokenized deposits, on-chain collateral, intraday liquidity, and 24/7 programmable payments — fully integrated with wire transfers, ACH, RTP, FedNow, and SWIFT. Not long ago, Morgan Stanley and JPMorgan also hired senior leaders in the cryptocurrency field.

Gate News Bot message, January 08: According to CoinMarketCap data, as of press time, ACH (Alchemy Pay) is trading at $0.0097, up 7.58% in the past 24 hours, reaching a high of $0.0099 and a low of $0.0075. The 24-hour trading volume is $33.8 million. The current market capitalization is approximately $95.1 million, an increase of $6.7 million from yesterday. Alchemy Pay is a one-stop payment solution provider dedicated to seamlessly connecting fiat and cryptocurrency economies, serving global consumers, merchants, developers, and institutions. Core products include fiat on/off ramps, token listing, Web3 payment cards, crypto payment acceptance, and NFT checkout.

Galaxy Research's 2026 annual forecast indicates that Bitcoin may reach a new all-time high and is expected to hit $250,000 by the end of 2027. Other predictions include stablecoin trading volume surpassing US ACH, expansion of the Solana ecosystem, more crypto ETFs and institutional capital inflows, as well as the development of on-chain payments combining DeFi and AI.

x402 Payment Protocol officially released version 2 on December 11, 2025, further strengthening its core position in AI-native payments and autonomous machine trading. Since launching six months ago, x402 has completed over 100 million transactions through API, AI agents, and Web services. The V2 version incorporates key upgrades accumulated during this period. The most notable highlight of this update is the realization of a unified payment format for "multi-chain + traditional payment networks." The new protocol standardizes network and asset identification, enabling developers to seamlessly route payments between blockchains like Base, Solana, and traditional networks such as ACH and bank card networks. As a result, x402 is gradually becoming a neutral payment layer connecting crypto finance and traditional finance, simplifying cross-network settlement processes and providing more compatible payment infrastructure for AI agents, automation services, and Web applications.

ChainCatcher news, encryption payment company Alchemy Pay (ACH) announced a strategic partnership with Ripple to provide a fiat on-ramp for its compliant stablecoin RLUSD. Alchemy Pay stated that this partnership will enhance compliance, trust, and liquidity.