Elon Musk's payment app X Money begins limited testing this week, with the first testers including Hollywood actor William Shatner. Users can enjoy cashback and a 6% annual yield. X Money aims to integrate payment, private messaging, and AI chat features, with no news yet about crypto payments.

PANews March 5 News, according to TechCrunch, X will upgrade its private messaging feature X Chat into a standalone app, claiming support for end-to-end encryption, with chats synchronized with the main X app and chat.x.com. The Android version will be released "soon"; the Apple TestFlight page indicates testing requires iOS/iPadOS 26 or higher.

Designer Michael Boswell announced that the X Chat iOS app has entered beta testing. The initial quota of 1,000 usernames is full, now expanded to 5,000. The app is an upgraded version of the private messaging feature, using end-to-end encryption, aiming to compete with Telegram and WhatsApp.

Four.Meme unveils the three-phase roadmap for AI Agent, aiming to introduce AI into the BNB Chain ecosystem and lower user barriers. The first phase launches token creation and internal trading functions, the second phase deploys AI Agents for chat-based trading, and the third phase establishes an on-chain identity system.

PANews February 13 News, Telegram founder Pavel Durov announced that Telegram offers a "free and powerful" Bot API for chat bot and Mini App developers, with continuous new features (such as colored buttons and custom Emojis); updates can be tracked on the official Bot API page.

February 13 News, the U.S. Department of Justice issued a warning through the Northern District of Ohio Federal Prosecutor's Office, reminding the public to stay vigilant around Valentine's Day and to be aware of love scams centered on cryptocurrency transfers and fake investments. In the official statement, they straightforwardly said: “Cupid does not ask for cryptocurrency,” and pointed out that criminals are using dating platforms, social media, and chat apps to establish relationships, then inducing transfers by citing emergencies, travel expenses, or so-called high-return investments. U.S. Prosecutor David M. Topfer stated that these scams are not about romance but are solely aimed at money. He urged the public to verify identities before any transfers and to avoid sending money to people they have never met. Law enforcement officials disclosed that scammers often forge identities using stolen photos, claiming to be overseas service members or engaged in international business, quickly expressing “deep affection,” then shifting conversations to private messaging apps, and ultimately demanding payments via encrypted assets, gift cards, or wire transfers.

February 11 News, Lily Liu, Chairwoman of the Solana Foundation, shared her forward-looking ideas on the "Internet Capital Market" during a fireside chat with Conference Chair Michael Lau at the 2026 Hong Kong Consensus Conference. Lily stated that the core value of blockchain should focus on financial and market innovation rather than utopian technological ideals. She envisions achieving seamless integration from everyday payments to high-frequency trading through comprehensive tokenization of global assets, building a unified global capital formation market. Lily reviewed the development of crypto financing, from early ICOs to the current rapid financing models, emphasizing that blockchain infrastructure should serve non-crypto projects and enterprises worldwide, promoting the democratization of talent and capital. She pointed out that this technology can bring greater efficiency and fairness to global markets, especially in fostering innovation projects and attracting talent.

ChainCatcher Message: Elon Musk posted on social media early this morning announcing that in the coming months, X Chat features will undergo rigorous security testing, and all code is planned to be open-sourced.

BlockBeats News, February 10 — Phantom announced the launch of Phantom Chat, positioning it as a new social feature for 2026. On-chain detective ZachXBT warned that this feature could become a new entry point for asset theft and pointed out that Phantom has not yet resolved the "address poisoning" issue. Users may accidentally copy similar addresses and have assets stolen if they do not filter out spam transaction records. According to disclosures, a user lost 3.5 WBTC last week because of this.

ZetaChain's TwoThumbs is an AI chat tool that requires no app installation, supporting interaction with AI characters via iMessage and SMS. It allows users to switch AI models without losing context. The tool is based on ZetaChain 2.0, focusing on cross-chain experience and user privacy, and aims to unify AI with the Web3 ecosystem.