When everything is going smoothly, you must understand that things are not as beautiful as you imagine. You are not invincible. If you acknowledge that your success is due to good luck, then you must also believe in its twin brother—risk, which could cause your story to change 180° in an instant.

Failure can also be a particularly terrible teacher, as it can make smart people feel that they have made extremely wrong decisions, but these failures may just be the result of unavoidable risks. Therefore, the key to preventing failure is: to do your financial planning well, so that it does not collapse completely due to a bad investment and unmet financial goals, ensuring that you can continue to move forward on the investment path until the moment good fortune arrives.

But more importantly, just as we know that luck plays an important role in success, the existence of risk also means that when evaluating our own failures, we should forgive and understand ourselves.

Nothing is as good or as bad as it seems on the surface.