Ultimate Investment Guide??

1. Have a job (company) that guarantees continuous income.

2. For every income, whether it's one dollar or ten thousand, allocate 20-30% to your investment account.

3. The core is to reasonably allocate the money in your investment account into global assets (currently personal holdings include gold, S&P 500, BTC), and into resilient assets.

Don't fear unrealized losses during bear markets when buying, and don't fear missing out on gains during bull markets when selling—maintain dynamic balance.

Until it's a life-or-death situation, do not withdraw any money from this account.

4. Actively hone a skill, then use that skill to earn money outside of your job (side hustle, preferably a personal hobby).

5. Never let yourself fall into debt. Especially avoid large short- or medium-term debts.

6. Work + additional income + investment income will eventually create a very healthy cycle, forming a financial flywheel.

7. One day, you can live normally without working.

8. One day, you can live normally without additional income.

9. In this way, money will no longer be a source of worry in your life—unless your material desires always exceed what you have.

10. Considering currency devaluation, the fastest way for young people to achieve initial wealth accumulation in the future is through dollar-cost averaging in gold and BTC.