The real power of decentralized lending lies in what you can actually do, not just the promises.

Traditional crypto finance forces a tough choice: need liquidity? Sell your BTC. But fixed-rate stablecoin loans are rewriting this script.

With MUSD fixed-rate borrowing and no mandatory repayment mechanics, the game changes fundamentally. You're not racing against the clock—you control your own timeline, not some protocol's timer.

Liquidity without liquidation pressure. Repayment without coercion. The user finally holds the advantage.

This is how DeFi should work.