Noticed the trend? Major US banks are quietly jacking up overdraft fees while regulators tighten the screws and economic pressures mount. It's a classic move—when institutions face margin compression, they squeeze retail customers harder.

What's really happening under the hood: regulatory shifts are forcing banks to rethink their fee structures, yet instead of streamlining operations, they're passing costs directly to consumers. Meanwhile, the broader economic uncertainty means fewer people have financial buffers to absorb these hits.

Here's the thing—this is exactly why decentralized finance exists. Traditional banking's fee extraction model has zero transparency and zero alternatives if you're locked into the system. No overdraft surprises, no hidden charges, just smart contracts and clear terms.

The irony? As legacy finance keeps nickeling-and-diming retail users, more people wake up to the fact that there's a better way. Not just cheaper—actually owned by you.