Recent US economic data has been sending warning signals. The unemployment rate in November surged to 4.6%, hitting a four-year high, and the underlying issues behind this number are even more concerning. With federal government layoffs and the termination of the delayed resignation policy, the government sector has cut 105,000 jobs since September, and October's employment data was revised downward to a negative growth of 105,000. On the surface, you might say "employment is still decent," but in reality, job growth has long been weakening, and wage growth has fallen back to lows seen in 2021.

What’s even more concerning is the consumer side. A survey by the University of Michigan shows the consumer confidence index is only 51.0, meaning more than half of people are worried about high prices. There are increasing instances of "employed but unable to afford a home," with soaring living costs, reflecting a real deterioration in employment quality.

Against this backdrop, the market is beginning to bet on a rate cut by the Federal Reserve in January. In the short term, this can indeed soothe investor sentiment, but in the long run, the clouds over the economy are hard to disperse. As a result, more people are focusing on asset safety, especially in the crypto market.

This is why decentralized stablecoins like USDD 2.0 are gaining popularity. They use over-collateralization mechanisms to ensure security, with all collateral assets being publicly auditable. They have also undergone five rounds of professional audits by CertiK and Chainsecurity, thoroughly addressing the risks associated with older algorithmic stablecoins. For investors, this means they can hedge against market volatility and find suitable yield strategies under different risk preferences. In today’s high economic uncertainty, such a prudent choice is definitely worth paying more attention to.