2025-12-16 19:20:26

Payment giant Visa announces a major move—officially launching USDC settlement services in the United States. What does this mean? U.S. card issuers and acquirers can now directly settle with Visa using USDC issued by Circle, opening a channel between traditional payments and the crypto world.

Currently, two U.S. banks have joined this trial. Cross River Bank and Lead Bank are the first to test the waters; they have already started settling with Visa on the Solana blockchain using USDC.

From a data perspective, as of November 30, Visa’s monthly stablecoin settlement volume is approximately $3.5 billion on an annualized basis, indicating significant scale. This is not a test run but real transaction volume involving actual money.

Visa’s ambitions go even further. According to plans, they will gradually expand this service’s coverage in the U.S. market by 2026, with more banks expected to join. After the announcement, Circle’s token surged over 7.67% in a single day, and Solana also rose slightly by 2%.

The underlying trend is clear: stablecoins are moving from the fringes to the main stage of finance, and traditional payment systems are actively embracing the efficiency advantages of on-chain settlement.

USDC0.02%

SOL-4.44%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

16 Likes

Reward
16
6
Repost
Share

Comment

0/400

shadowy_supercoder

· 14h ago

Visa is really getting serious about this... It used to be just talk, now it's a solid $3.5 billion scale. --- Wait, Solana only rose 2%? I thought it would surge, but the heat is so dull. --- Two banks are testing the waters, and by 2026 they will expand... To be nice, it's still waiting for regulatory approval. --- Stablecoins have officially landed; previously many said it had no prospects, now it's a slap in the face. --- Mainstream financial institutions are starting to抢USDC settlement rights. What does this mean? It means whoever controls the stablecoin holds the power. --- Circle has gained quite a bit from this wave, but I still worry that regulation will come and disrupt it. --- The Solana ecosystem is about to take off again. It was heavily criticized before, now is its comeback moment. --- To put it simply, Visa is just adding new revenue streams for itself. Don't be fooled by the story.

View OriginalReply0

LayerHopper

· 12-17 00:11

Damn, Visa is really serious this time, not just hype. The $3.5 billion annualized figure is real. Wait, can Solana take off this time? It seems like institutions are quietly positioning themselves. But trying out with just two banks feels too little; we need more institutions to enter before we can see the bigger picture. By the way, does Circle's surge count as a good signal, or is it just market sentiment hype? Stablecoins landing has become a certainty; traditional finance has finally bowed down.

View OriginalReply0

VitalikFanboy42

· 12-16 19:48

Visa is really getting serious. This $3.5 billion annual settlement volume is no small feat. Why is SOL only up 2%? I expected a more aggressive move. Traditional giants are truly moving on-chain. The scenarios they used to talk about are now actually happening. It feels like the entire narrative is changing. Cross River and Lead Bank have taken the plunge. Will the follow-the-leader banks be far behind? They need to double before 2026. Stablecoins have truly shifted from being a wild card to a legitimate force. What was once criticized is now becoming a financial infrastructure. Irony indeed.

View OriginalReply0

RugPullProphet

· 12-16 19:45

Finally here, Visa's move this time is serious; a $3.5 billion annualized volume is no small number. Will they expand before 2026? It seems they're still testing the market; the real big explosion might still be ahead. Stablecoins went from being dismissed to being actively embraced by banks—turns of fortune are no joke. SOL's surge of 2% on hype is average; I believe USDC has more potential for growth. By the way, will Circle's platform also be included in the next wave? The next hot trend? Traditional finance and on-chain assets really need to merge, but hopefully it won't become another reason to cut the leeks. Visa betting on stablecoins shows they see the future of payment settlement clearly, or are they just following the trend? This is worth pondering. Cross River and Lead Bank are taking the first bite of the crab; I wonder if the banks behind will follow suit or stay on the sidelines. Is this what true mass adoption looks like? I think it's still early, but the direction is correct. The US financial system is embracing crypto—what about Europe?

View OriginalReply0

AirdropHunterZhang

· 12-16 19:44

Wow, Visa really went all in. Now someone is endorsing stablecoins, and my USDC is finally not just gathering dust in silence. Wait, 3.5 billion annualized? Is this data real or just some conceptual hype? I'm a bit confused. Something's off. Circle's single-day increase is 7.67%. How many people must have received the news to push it up so quickly? Am I late again? Solana only increased by 2%, this pace doesn't seem right... Major traditional companies are starting to settle on-chain. Maybe the airdrops I previously freeloaded on can actually pay off? Speaking of which, if they roll out before 2026, that means it's still early. Are they sending us a signal to get on board? Visa's move is really ruthless, directly bringing stablecoins from the wild to the mainstream system. As always, following the footsteps of big capital is better than blindly messing around on your own.

View OriginalReply0

WenMoon

· 12-16 19:41

Visa is really here, this time it's not just talk, the $3.5 billion annualized figure is right here --- The Sol ecosystem is about to take off again, but I just want to ask, when will Visa support Ethereum --- Stablecoins have gone onshore, traditional finance really can't handle the inefficiency anymore --- Two banks are testing the waters? Still seems too conservative, Circle's move is a bit profitable --- Wait, Visa is already moving, what about those who said stablecoins have no future... --- $3.5 billion? Feels like just the tip of the iceberg --- Expanding the scope before 2026, calling it a plan sounds nice, but I think it will happen even faster --- Traditional payments have admitted defeat, finally showing some sincerity

View OriginalReply0

Trending TopicsView More
#GateLaunchpadKDK
7.55K Popularity
#NonfarmDataBeats
67.23K Popularity
#HasTheMarketDipped?
133.49K Popularity
#FedRateCutPrediction
72.53K Popularity
#ETHTrendWatch
187.93K Popularity

Hot Gate FunView More

1
年终盛典年终盛典
MC:$3.56KHolders:2
0.09%
2
minercoinminercoin
MC:$3.51KHolders:1
0.00%
3
USD+USD+
MC:$3.54KHolders:1
0.00%
4
币安人生现货币安人生现货
MC:$3.61KHolders:2
0.11%
5
上班搭子上班搭子
MC:$3.52KHolders:2
0.09%

Sitemap