$FOLKS Folks Finance has indeed found its own rhythm in the cross-chain track. Compared to other protocols rushing to go live, this project has chosen a more challenging path — xChain not only focuses on achieving cross-chain functionality itself but also targets the underlying issues that the entire DeFi ecosystem is bypassing.

This positioning is quite intriguing. Most teams in the industry opt for rapid iteration and continuous patching, but Folks Finance takes the opposite approach, deciding to confront the most complex and thorny technical problems head-on. From another perspective, this "biting hard bones" approach may take longer, but true competitiveness stems precisely from this.

Looking at the project itself, the official website is very detailed in planning, and the roadmap is clear enough, indicating it is not a rushed project. The team has adopted a professional attitude, and the functionality design withstands scrutiny. Of course, there are still areas that need fixing, but this actually proves that they are working on solid engineering.