The OECD, serving as advisors to the G20, has signaled recognition of XRP's potential significance in reshaping the future financial landscape. The development marks a notable shift as major institutional players increasingly explore digital assets for financial infrastructure.

Notably, prominent financial institutions including Bank of America, Merrill Lynch, and Santander have demonstrated active involvement in this space. Their participation underscores growing mainstream acceptance of blockchain-based solutions for cross-border transactions and settlement efficiency.

This convergence of international economic bodies and established financial institutions suggests a broader institutional shift toward understanding and integrating digital assets like XRP into conventional financial frameworks. The trend reflects evolving perspectives on cryptocurrencies' practical applications in modernizing global payment systems and financial operations.