Gate Finance Latest Activity Review: The Complete Guide for Beginners to Participate in December 2025

Recently, Gate has launched several activities including new user interest rate increases for quantitative funds and Alpha Treasure Hunt, among others. The VIP Contract Elite Challenge Phase 4 officially started today (December 17) at 15:00.

For beginners new to cryptocurrency wealth management, choosing and safely participating in activities such as the quantitative fund with an annualized return of up to 19.36%, the stablecoin savings with 13.96%, or the limited-time 3-day 200% annualized benefit, is key.

01 Current Activity Overview

As we enter December 2025, Gate’s financial management activities show comprehensive coverage and clear tiers, aiming to meet the needs of users with different risk preferences from conservative to aggressive.

Multiple activities are concentrated before the end of the year, providing new users with abundant “entry gifts.”

The 31st phase of the Gate Alpha Treasure Hunt activity went live on December 14. Participants only need to have ≥ 100 points to join, with a maximum of 10 points per round, and have a chance to win a reward of 700 UAI.

The Gate Quantitative Fund New User Interest Rate Increase activity for a broader audience is still ongoing. VIP users participating in quantitative funds employing neutral arbitrage strategies have the opportunity to earn up to 19.36% annualized return.

The 4th phase of the VIP Contract Elite Challenge opened registration on December 15 and officially started at 15:00 on December 17. The event rewards have been upgraded, with qualifying users receiving a guaranteed minimum reward of 100 USDT and a chance to share a prize pool of 45,000 USDT.

Additionally, activities like “Crazy Wednesday” also offer opportunities such as USDT wealth management with an annualized rate of up to 16% over 3 days.

The table below summarizes the main recent activities to help you quickly understand:

02 Core Product Line Analysis

Gate’s wealth management product line is diverse. Beginners can start with the most basic, lower-risk categories and gradually build their investment portfolio.

Stablecoin wealth management is the first choice for entry. Gate Simple Earn offers flexible USDT savings with an annualized yield of up to 13.96%, far exceeding traditional bank wealth management. Its total lending scale has reached $1.6 billion, indicating strong market demand.

For complete beginners, Gate offers highly attractive USDT new user exclusive products with an annualized yield of up to 200%, although the product lasts only 3 days. This provides a quick way to experience the platform’s wealth management features.

Flexible term deposits in Yu Coin Bao range from 7 to 120 days. For example, USDT 7-day fixed deposit has an annualized yield of 12.46%, SOL 14.89%, and BTC 10.31%.

For users interested in more professional areas, Gate’s quantitative funds are an option. They employ neutral arbitrage strategies aimed at reducing market volatility impact, providing relatively stable value-added services for VIP users.

03 Four-Step Participation Guide for Beginners

Participating in Gate wealth management is a clear and straightforward process. For beginners, following these steps can safely and effectively start your first crypto asset management journey.

Step 1: Complete account registration and preparation. Visit the official Gate website or download the official app, complete registration and necessary identity verification. Some high-yield products, such as quantitative funds, are only open to VIP users. You need to upgrade your account to VIP 5 or above according to platform rules.

Step 2: Familiarize yourself with the platform and select products. After logging in, find the “Wealth Management” section in the navigation bar and enter. Take time to browse different sections like “Simple Earn,” “Yu Coin Bao,” “Quantitative Funds,” etc. Make an initial choice based on the activity table above and your risk preference (conservative, balanced, or aggressive).

Step 3: Make a subscription. After choosing a product, carefully read the product description, paying attention to lock-in periods, annualized yield, and redemption rules. Enter the amount you want to invest, confirm all information is correct, then click to subscribe.

Step 4: Continuous management and learning. After successful subscription, you can view your assets on the corresponding position page. Returns are usually automatically distributed according to the product rules. During the wealth management period, you can use official resources like the Gate Blog to learn more and stay updated on new activities.

04 Risk Tips and Investment Strategies

While pursuing returns, understanding risks is the first lesson of any investment, and crypto wealth management is no exception.

The primary principle is “high returns come with high risks.” Although products like Gate’s quantitative funds are designed with low-risk strategies, the high volatility of the crypto market cannot be completely eliminated. The platform clearly states that past returns do not guarantee future performance.

Never concentrate your investments. It is recommended that beginners start with small amounts, especially when trying high-yield exclusive activities. Diversify your funds across different products and terms to effectively spread risk.

Pay attention to liquidity restrictions of products. Fixed-term wealth management products usually cannot be redeemed before maturity, while flexible products may have lower yields. You should allocate assets based on your own fund usage plans.

For all advertised yields, especially extremely high short-term returns, maintain rationality. Before participating in any activity, be sure to verify the latest rules, deadlines, and conditions on the official Gate activity page, as details may change at any time.

Future Outlook

A new investor browsing the Gate wealth management page sees USDT with an annualized yield of up to 13.96%, a 200% exclusive benefit for new users, and today’s newly started contract challenge with a prize pool of 45,000 USDT.

Market volatility charts fluctuate up and down, while Gate’s wealth management activities open and close their time windows one after another. When the 200% annualized yield activity for new users ends, new quantitative fund strategies will await unlocking. Wealth management returns come not only from the market itself but also from precise timing and understanding of the rules.