Stablecoin payment track welcomes major funding: RedotPay secures $107 million Series B investment

On December 16, 2025, the fintech company RedotPay, focused on stablecoin payments, announced the completion of a Series B funding round totaling $107 million. The round was led by the globally renowned consumer technology venture capital fund Goodwater Capital, with participation from leading crypto investment institutions such as Pantera Capital, Blockchain Capital, Circle Ventures, and others.

As one of the investors, Circle Ventures’ participation also indicates mainstream stablecoin issuers’ recognition of RedotPay’s business model.

01 Core of the Funding: Institutional Endorsement and Business Leap

This funding round is not only an injection of capital but also a collective vote of confidence from top-tier investment institutions in the commercial value of stablecoin payment tracks. The lead investor, Goodwater Capital, is known for its keen insights into global consumer technology trends.

As one of the first blockchain-focused institutional investors, Pantera Capital’s partner Ryan Barney commented that RedotPay is bringing stablecoins into daily payments worldwide, demonstrating how digital assets can help build a faster, more inclusive financial infrastructure.

The funds will be used to accelerate product innovation, expand global market coverage, strengthen compliance systems, and grow engineering and product teams. This marks RedotPay’s second large-scale funding round in 2025, with a total funding amount reaching $194 million within the year.

02 Business Landscape: Connecting Crypto and Real-World Payment Networks

RedotPay has built a comprehensive financial service product matrix centered around stablecoins, aiming to make fund flows instant, predictable, and borderless.

Its core products include stablecoin-based consumer cards, global payment channels, and multi-currency wallet accounts provided through partnerships with licensed financial institutions. The company also operates a peer-to-peer trading platform.

Market expansion has been rapid. As of November 2025, RedotPay has over 6 million registered users across more than 100 markets worldwide. Its annualized payment processing volume exceeds $10 billion, nearly tripling year-over-year.

03 Strategic Deployment: Prioritizing Compliance and Global Implementation

RedotPay’s rapid growth is attributed to active product iteration and cautious compliance strategies. In August 2025, the company launched instant fiat-to-stablecoin exchange services in the UK and EU, allowing users to convert euros and pounds into stablecoins with zero fees, significantly improving onboarding experience.

In the same year, in May, RedotPay partnered with Visa and BIN sponsor StraitsX to officially launch its crypto payment card business in South Korea.

The card supports mainstream stablecoins including USDC, USDT, as well as cryptocurrencies like Bitcoin and Ethereum, and is compatible with Apple Pay. It has become a potential disruptor in South Korea’s predominantly traditional credit card-led payment market.

04 Industry Impact: The Value Anchor of Stablecoin Payments

RedotPay’s successful funding provides a clear reference point for the entire crypto payment industry.

It is transforming stablecoins from mere trading and speculative tools into fundamental payment infrastructure, directly addressing the pain points of high costs, slow speeds, and opaque processes in traditional cross-border payments.

From the competitive landscape perspective, controlling stablecoin liquidity is becoming a core advantage for trading platforms. For example, Gate.io once allowed participation in Launchpad subscriptions using stablecoins like USD1, attracting nearly $200 million in a single event.

This reveals a trend: platforms capable of aggregating and efficiently utilizing stablecoins will hold an advantage in liquidity battles. As an important entry point for payment application layers, RedotPay’s development will also feed back into upstream trading ecosystems.

05 Related Assets and Market Observation

The RedotPay ecosystem is linked to the crypto market. Although the latest price of its associated token REDt on December 17, 2025, is not provided in this search result, earlier market information shows that REDt has been traded on platforms like Gate.io.

For investors interested in this funding round, two core needs are stable value storage and efficient payment channels. On mainstream trading platforms like Gate, compliant stablecoins such as USD1 and GUSD, along with yield-generating products like Launchpool offered by the platform, provide tools to meet these needs.

When $107 million flows into a payment company whose mission is “bringing crypto into real life,” it clearly indicates that the fundamental value of blockchain technology is shifting from asset issuance to large-scale, high-efficiency practical applications.

Once the network effect of stablecoin payments is formed, its barriers will be comparable to any traditional financial infrastructure. This round of funding for RedotPay may well be a signal of this silent revolution accelerating.