Here's an interesting thought: what if you hedged catastrophic risk across multiple layers? Picture this—you stake your house on a prediction market betting against a hurricane destroying it. Then you stack traditional insurance on top. If the worst happens? The insurance covers the structural loss, while your prediction market position pays out. Suddenly you've got enough winnings to rebuild. It's a wild take on financial engineering, but it highlights how decentralized prediction markets could work alongside conventional insurance to create redundant safety nets. Pretty different from how people typically think about risk management.