Many investors have a confusion after buying ETFs: Should I just leave the money there? Will I get stuck and unable to move?

Actually, the opposite is true. The smart approach is to keep the funds in continuous flow to appreciate, rather than just waiting idly after purchase.

**Optimal Path for Fund Circulation**

The key idea is simple: US stock broker ⇄ Comprehensive investment platform ⇄ Hong Kong bank account.

The specific process is as follows: withdraw from the US stock broker to the comprehensive investment platform, complete currency exchange for HKD or RMB within the platform, and finally transfer to a Hong Kong bank. It looks like a simple transfer, but there are many nuances involved.

**Why the comprehensive investment platform is crucial**

Many people treat it as a transit point, but in fact, it is a genuine investment account. This distinction is very important.

On this platform, you can continue to operate: buy broad-based ETFs like VOO or QQQ, allocate to US bonds and money market funds, and wait for the right moment to transfer back to the US stock broker to buy ETFs related to BTC. During the currency exchange and transfer period, your money is not lying idle; it is continuously earning interest.

**It's not**