Twenty years might sound far off, but that's not the real problem. What actually matters is what's happening right now—whether people are spooked and hitting the sell button. Investor psychology is everything. The moment traders start believing there's a threat, they bail. And here's the kicker: perceived risk doesn't need to be real to tank adoption. Market sentiment alone is enough to slow down the whole ecosystem. People respond to what they think might happen, not just what's guaranteed to happen.