RLUSD surges into the top five USD stablecoins, regulatory approval paves the way for institutional-level channels

YieldWhisperer · 2025-12-17T21:20:10+00:00

Ripple's USD stablecoin RLUSD has seen a rapid 45% increase in supply since its launch at the end of 2024. It is expected to reach a market capitalization of $1.3 billion in 2025. Success factors include obtaining regulatory approval and partner banks providing asset security guarantees, which may set a new benchmark in the stablecoin market.

YieldWhisperer

2025-12-17 21:20:10

Abstract generation in progress

【Crypto World】Ripple’s USD stablecoin RLUSD is rapidly gaining momentum. Since its launch at the end of 2024, the supply has surged by 45% in less than two months, and by December 2025, its market capitalization has reached approximately $1.3 billion. CEO Brad Garlinghouse previously stated that RLUSD would break into the top five USD stablecoins, and now that prophecy is becoming a reality.

Several key factors are driving this growth. First, a major breakthrough in regulation—obtaining a conditional trust charter from the U.S. Office of the Comptroller of the Currency and receiving licensing approval from the New York State Department of Financial Services. These two “passports” have opened the door to the institutional market. Coupled with the asset security provided by The Bank of New York Mellon as custodian and an independent audit conducted by Deloitte, the entire system has established a trust foundation necessary for institutional investors. This path from compliance to market entry may become a new model for the stablecoin sector.

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SellLowExpert

· 2025-12-20 02:35

Bank of Mellon endorsement, Deloitte audit—this combination definitely has some weight, but can the top five really stay stable?

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AirdropHunterKing

· 2025-12-18 06:52

Wow, Bank of New York Mellon endorsement? This guy finally understands compliance. Much more reliable than those air coins.

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AirdropF5Bro

· 2025-12-17 21:48

Bank of Mellon endorsement + Deloitte audit, this combination really hits hard, institutions should start buying in.

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BuyTheTop

· 2025-12-17 21:47

Wow, Ripple really figured it out this time. They broke through the institutional-level door through compliant channels. The top five rankings are probably no longer a suspense.

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BlockchainTalker

· 2025-12-17 21:47

Actually, let's break this down—the regulatory playbook here is what matters. Ripple finally cracked the institutional code that everyone's been chasing since 2017.

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PonziDetector

· 2025-12-17 21:44

This time, Ripple finally seized the compliance trump card, with Mellon Bank custody + Deloitte audit, institutions have no more reason to pretend to be asleep.

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