2025-12-19 03:20:20

In 2026, the U.S. national debt will face a wave of $8 trillion in maturities. Many people hear this number and start to worry about a U.S. default or collapse, but there's really no need to.

The U.S. government's approach has always been very clear — it won't actually pay back the debt, but will keep borrowing new money to pay off old debt, effectively rolling over the debt indefinitely. This system has been running smoothly for many years and is well-practiced.

But this time is a bit different. Most of the maturing debt was issued during 2020-2021, when interest rates were extremely low. Now, refinancing requires much higher rates—several times higher than before. What does this mean? The deficit is beginning to soar, the scale of bond issuance will need to increase even more, and the government will need to use larger liquidity injections to suppress actual interest rates. The entire process has turned into a strong action of "using liquidity to counteract rising interest rate pressures."

You may notice that the Federal Reserve has recently adopted a more dovish stance, and the Treasury is also proactively arranging financing channels. All of this is paving the way for that debt tsunami.

Historical patterns are clear: whenever debt monetization accelerates, cash and bondholders experience an invisible dilution of purchasing power, while stocks, physical assets, commodities, and cryptocurrencies become the safe havens that capital seeks.

So the question is right in front of us: when that wave of liquidity in 2026 truly arrives, will you hold cash that is destined to be diluted, or will you allocate assets that can hedge against inflation?

A deeper reflection is: in this round of "liquidity expansion," what kind of crypto assets can truly capture value, rather than just riding the bubble's ups and downs? This is perhaps a question every participant should think through. Some have noticed that certain over-collateralized, transparent reserve, cross-chain verifiable stablecoins could become an interesting value anchor in this context — capable of countering the long-term trend of currency depreciation while keeping risks manageable.

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SerLiquidated

· 2025-12-22 03:20

That's not right. Will the Fed really cooperate that much? It feels like we need to wait and see. How long can this trick of borrowing new to repay old last? There must be a day when it can’t hold on anymore. 80 trillion sounds scary, but when the point shaving really starts, the crypto world will go crazy again. We really need to think clearly about stablecoins; not all of them are reliable. So the question now is whether to take a Heavy Position or wait and see. During the point shaving cycle, just knowing to buy assets is not enough; you need to know what assets to buy. The Fed is playing the moderate faction again; how many times have we seen this script? Has anyone calculated how the doubling of interest rates will affect coin prices in the short term? Holding cash is indeed uncomfortable, but random allocation can easily lead to pitfalls. 2026 is still quite far away; isn’t it a bit early to follow the trend in allocation now? The design of transparent reserves is indeed worth following, but what about market acceptance?

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HallucinationGrower

· 2025-12-22 02:58

It's really just borrowing new to pay old, the biggest Ponzi Scheme in human history. --- Wait, this time the interest rate has doubled, how much water does the Fed have to pump to hold it down? --- Holding cash = chronic suicide, I’ve realized. --- Before 2026 arrives, I need to convert my entire savings into hard assets, otherwise I’ll really just watch it shrink. --- The stablecoin sector is indeed worth pondering, at least it's transparent and traceable, much better than just boasting. --- Projects that fluctuate with the bubbles during the point shaving cycle should have been cleared out long ago; those that can't roll up should be eliminated. --- I've been broken down; with cash depreciating so quickly, what am I still waiting for? --- The Fed's shift to a dovish stance has long been anticipated, the Treasury has already been paving the way, while retail investors are still sleepwalking. --- This matter of allocating anti-inflation assets cannot wait any longer; the thresholds are getting higher and higher. --- Historical patterns are laid out here, it's always been played this way, and this time will be no different.

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GamefiGreenie

· 2025-12-21 23:41

Here comes the story of playing people for suckers again, speaking so clearly just to get us to enter a position. To be honest, the printing machine runs 24/7, and the stablecoin in my hand is devaluing, unless I fully bet on encryption. However, I really don't understand the trap of over-collateralization with this stablecoin; it feels like another pit. Let's talk again when 2026 really comes; those who follow the trend now have been beaten up. The Fed's point shaving cycle means my BTC is supposed to rise, but the question is whether I dare to go all in. This logic sounds reasonable, but every time it's said so confidently, it makes me anxious. When the liquidity wave comes, I still trust physical assets more; this encryption stuff is too虚. Wait, which stablecoin is this advertising for? I see it now. Actually, it boils down to one sentence: America played it badly, and now it's our turn to play it badly too; there's nothing new. I see through the Fed's tricks, but when it really comes to 2026, who can keep the rhythm right? This logic sounds invincible at first, but what I care about more is whether the coins in my hand are still worth something.

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DustCollector

· 2025-12-19 03:50

The liquidity injection cycle is indeed coming, everyone holding cash should be worried. The interest rate pressure in 2026 really can't be sustained anymore, it has to be forcibly suppressed through liquidity. Stablecoins are definitely worth paying attention to; transparent reserve designs are much more reliable than pure algorithmic stablecoins. Another good opportunity to cut leeks; what assets to allocate has been a well-known topic for a long time. The Federal Reserve's attitude shift is happening too quickly, it feels like it's written all over their face. Playing the game of borrowing new to repay old has been going on for so long, this time it's really going to show its true colors. Cash lying around waiting for devaluation is not as good as jumping in and taking a gamble.

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ChainSherlockGirl

· 2025-12-19 03:49

8 trillion is just 8 trillion, anyway the Federal Reserve has long had the printing press in their pocket. We've seen this script how many times before. Wait, doubling the interest rate is interesting... Based on my analysis, this time they are really going to flood the market, and those holding cash will get chopped up. By the way, what have those big wallet addresses on the chain been doing lately? I need to check the data first.

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MeltdownSurvivalist

· 2025-12-19 03:37

Damn, is 8 trillion really true... But anyway, the US hasn't really paid back the money either. Speaking of doubling interest rates, that's definitely a new trick. Will 2026 really bring this out? It's probably too early to hoard stablecoins now; we need to wait until the FED really loosens monetary policy. Why insist on putting all your chips into crypto? Isn't diversifying risk more appealing? I've heard this argument so many times. Who's really all-in before 2026?

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FallingLeaf

· 2025-12-19 03:28

How long can the old trick of borrowing to repay old debts last? Eventually, we have to face it. --- If 2026 is really going to be a year of easing, then cash should have already been converted into hard assets. Holding US dollars is really foolish. --- Stablecoins with transparent reserves sound good, but I wonder if they will be arbitrarily exploited by regulators again. --- The surge in deficits and the Fed turning dovish—this combination of measures is definitely laying the groundwork for some big move. --- Instead of guessing about 2026, it's better to think now about your asset allocation. Don't wait for the wind to come and then regret. --- Inflation diluting purchasing power has been happening for a while. It's a bit late to realize now that you should allocate risk-hedging assets. --- If that wave of liquidity really comes, cryptocurrencies and physical assets are likely to be lifted together. --- The question is, what kind of stablecoin design is truly reliable? Too many projects boast about transparency, but there's no real basis.

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rugdoc.eth

· 2025-12-19 03:24

So in the end, you still have to get on the train, or you'll just be waiting to be diluted. 2026 is not the problem; the problem is what you're holding now. I need to take another look at reliable stablecoins; transparency is easy to talk about. During the liquidity injection cycle, who doesn't want to buy the dip? The key is what to buy. Here comes the hype to get you on board again; this script has been played out in every bull market. I think the Federal Reserve turning dovish is just for show; everything on paper will have to be discounted.

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TopBuyerForever

· 2025-12-19 03:21

Here we go again, talking about money printing. After 26 years of debt waves, I bet five bucks they'll keep printing money. --- Nice words, but it's still the same old story. When the liquidity tsunami hits, we retail investors still get cut. --- I believe that cash is destined to be diluted, but not having money is even more painful haha. --- So, are stablecoins really safe, or is this just another new game to cut the leeks? --- Should I buy stocks or coins? If I have to choose, I’d choose to keep losing money. --- Every time they talk about a value anchor, but in the end, it’s all about luck.

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