2026 GENIUS Act Deepening: Stablecoin Issuers Welcome Reflux Opportunity, US Retirement Funds Crypto Allocation Poised to Launch

【BitPush】U.S. cryptocurrency regulation is about to enter a new phase. Sources reveal that the U.S. plans to further strengthen the regulatory framework of the Genius Act by 2026. This has had a direct impact on the stablecoin market—those issuers that have long relied on offshore regulatory frameworks are re-evaluating their strategies, as the cost-benefit analysis of relocating reserve funds and operational centers back to the U.S. is being optimized.

More interesting are the developments at the institutional level. Several U.S. retirement plan providers can’t hold back and are preparing to test crypto exposure within their target date funds and balanced funds, with allocation ratios ranging from 0.5% to 1%. Although the proportion seems conservative, it signifies a shift in attitude among traditional institutional investors like pension funds. Once such long-term funds continue to flow in, they will inevitably create stable incremental demand associated with market cycles, which will play a significant role in advancing the maturity of the crypto market.