2025-12-20 05:22:17

The flaws of the traditional financial system are becoming increasingly apparent. In reality, your cash is constantly depreciating, bank transfers are time-consuming and require fees, and asset liquidity is restricted. These pain points have inspired the crypto community to explore better solutions.

USDD was born out of this context. As a decentralized stablecoin, it offers a completely different approach. Unlike traditional stablecoins backed by companies, USDD adopts a 100% over-collateralization mechanism—its backing assets (mainly leading cryptocurrencies like BTC, TRX, and others) are valued at more than the total USDD issued.

What does this mean? Simply put, at any given moment, 1 USDD is supported by assets worth at least 1 USD. This is not just a marketing promise but a rule written into code, guaranteed by mathematics. No intermediary profits from transactions, transfers are instant, and fees are transparent and low.

From a technical perspective, the over-collateralization design provides a solid foundation for stability. This model allows users to truly control their assets, eliminating reliance on a single institution. In today’s financial environment, such an option is increasingly attracting attention.

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GasGasGasBro

· 2025-12-23 02:13

The logic of over-collateralization is pretty good; mathematical backing is much more reliable than a CEO's promise.

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StakeOrRegret

· 2025-12-22 04:46

The logic of over-collateralization should have been done this way long ago. Isn't the flashy USDC just a case of burying one’s head in the sand? Really? 1 USDD = 1 dollar asset backing, then why haven't I heard of it before? Wait, BTC as collateral? How does that work when the coin price falls? Who bears the risk then? Isn't this just transferring trust from institutions to mathematics? It sounds good, but still a bit ridiculous. Just go for USDD and that's it? Why does it feel like another game of hot potato?

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DeadTrades_Walking

· 2025-12-21 06:22

Finally, someone has made the banking system's broken issues clear; it's really frustrating. --- 100% over-collateralization? Now that's reliable, much better than some so-called stablecoins. --- Rules written in code are more effective than any promises. --- The key is that there are no intermediaries making a profit, which is amazing. --- I’ve been played for suckers by bank fees too many times; now seeing instant transfers is a bit exciting. --- Mathematical guarantees > corporate promises; this logic makes sense. --- Controlling your own assets is what Web3 should look like. --- Decentralized stablecoins should have been popularized long ago; this TradFi model really needs to change. --- That's right, cash is depreciating at an absurd speed. --- The over-collateralization mechanism written into the code means we no longer have to worry about explosions.

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StakeWhisperer

· 2025-12-20 23:21

Over-collateralization sounds good, but can it really stay stable? --- Code can have bugs too, who can guarantee --- No hype, no blackening, better than banks deducting fees --- BTC and TRX as collateral, have you considered the risks --- Finally, someone is doing true decentralization --- Instant transfers + low fees, this is what I want --- 100% over-collateralization? Feels like just selling a concept --- Compared to USDC, how reliable is this thing --- Mathematical guarantees > marketing promises, I believe in this --- The key is whether the ecosystem is active enough, otherwise everything is pointless

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SerNgmi

· 2025-12-20 05:53

Over-collateralization really convinced me; it's much more reliable than those smooth-talking stablecoins.

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TopBuyerBottomSeller

· 2025-12-20 05:50

Over-collateralization sounds good, but can it really stay stable in actual operation? This is what Web3 should be doing—removing those bank vampires. 100% collateralization? Can math lie? I believe that. USDD wants to cut the leeks again; anyone who believes that is foolish... Bitcoin collateralization always feels a bit fragile; large fluctuations could easily lead to bankruptcy. Finally, someone is seriously working on stablecoins; all the others are just tricks. Code is law, I love hearing this phrase, but I'm afraid the audit reports might also be fake.

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BoredWatcher

· 2025-12-20 05:42

The code is hardcoded with 100% collateralization, which is more reliable than those black-box systems used by banks.

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StealthDeployer

· 2025-12-20 05:26

Over-collateralization is indeed a solid approach, much more reliable than those worthless coins.

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