Major Move: Traditional Banking Enters Bitcoin Lending
A major turning point unfolded in December 2025. One of the world's largest financial institutions began accepting Bitcoin as collateral for credit products—marking a watershed moment for mainstream adoption.
Institutions are now issuing loans and credit lines directly backed by Bitcoin holdings. This isn't just another headline; it signals something fundamental: traditional finance is reshaping how it views cryptocurrency assets.
What does this mean? Crypto holders gain new financial flexibility. Banks gain exposure to digital assets through a controlled, collateral-based model. The barrier between traditional finance and blockchain infrastructure continues to blur.
This development reflects a broader institutional reckoning with Bitcoin's role in modern portfolios—from speculative bet to bankable asset class.
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LuckyBlindCat
· 2025-12-24 17:47
It was about time, BTC is finally being taken seriously
Wait, could this instead give banks an opportunity to manipulate?
Honestly, I'm a bit worried, isn't true decentralization being eroded this way?
The big institutions entering the market is exactly how it happens... collateralized loans, a new way to harvest retail investors
Wow, finally traditional finance is bowing and scraping, this feels incredible
Banks are starting to kneel and lick Bitcoin, the era has really changed
Standardized lending products? Probably just another fee-charging bloodbath
Now it's all good, even the last sanctuary in the crypto world is about to be conquered
So holding coins is actually just holding positions, banks have long thought of this
Isn't it just a disguised form of recognition? I've been waiting for this moment
By the way, could such words actually limit the upward potential of the coin?
View OriginalReply0
WenMoon
· 2025-12-23 21:23
Finally, the day has come, TradFi has to bow down.
Ngl, it should have been like this long ago, BTC should have been treated as an asset, not some shitcoin.
Is the bank in a hurry now? Ha, better late than never.
This is what I've been saying... the big institutions have finally reacted.
Lending model? Sounds good, but what about the risks? No one wants to talk about that?
Really... why do I feel like this news is a bit late?
Wait, does this mean I can take out a loan directly with BTC?
The moment TradFi surrenders has finally arrived, thanks to Bitcoin.
The turning point has come, everyone should enter a position now.
This is true recognition, the banks are starting to play with it.
View OriginalReply0
NFTPessimist
· 2025-12-21 21:52
Banks are starting to accept Bitcoin as collateral, now TradFi is really scared, haha
Speaking of which, what if this thing falls? Who will bear the risk?
Wait, are they really optimistic or do they want to play people for suckers again?
It's finally getting interesting, but I still don't trust it.
If it crashes again, the banks are going down too, interesting.
They say it's mainstream, but in reality, it's just gambling.
No way, I need to see how these banks set up their risk controls.
The seller's market has changed, before we needed banks, now banks need us.
Can this thing really become an asset in the future? I'm reserving my opinion.
Hmm... at least their attitude is better than before when they were trashing it.
View OriginalReply0
BearMarketLightning
· 2025-12-21 21:42
Wait, has TradFi really figured it out? Using BTC as collateral for loans, this would have been heavily criticized a few years ago.
It should have been like this long ago; banks took so many years to recognize it while we already bet our fortunes on it.
Still, we need to be cautious, the bank's "controlled model" sounds like a new trick to play people for suckers.
View OriginalReply0
PrivacyMaximalist
· 2025-12-21 21:39
It should have been like this a long time ago; after waiting so long, finally a bank dares to take this bite.
Major Move: Traditional Banking Enters Bitcoin Lending
A major turning point unfolded in December 2025. One of the world's largest financial institutions began accepting Bitcoin as collateral for credit products—marking a watershed moment for mainstream adoption.
Institutions are now issuing loans and credit lines directly backed by Bitcoin holdings. This isn't just another headline; it signals something fundamental: traditional finance is reshaping how it views cryptocurrency assets.
What does this mean? Crypto holders gain new financial flexibility. Banks gain exposure to digital assets through a controlled, collateral-based model. The barrier between traditional finance and blockchain infrastructure continues to blur.
This development reflects a broader institutional reckoning with Bitcoin's role in modern portfolios—from speculative bet to bankable asset class.