Oscar Expands Health Insurance Coverage Across Ohio: What's New for 2025

Oscar Health is making waves in Ohio’s insurance market, with a major expansion planned for January 2025. The healthcare technology company is stepping into 32 counties across the state, bringing its customer-focused approach to residents who are tired of complicated insurance options.

Why Ohio Residents Should Pay Attention

Oscar has been operating in Ohio for over seven years and consistently ranks among the highest for member satisfaction. The company’s track record speaks volumes—customers are more likely to recommend Oscar than competing health plans, which is rare in an industry often criticized for poor customer service.

What’s Actually Changing in 2025

The real news is the product lineup hitting Ohio residents’ inboxes. During the 2025 Open Enrollment Period, individuals and families can access:

• Budget-friendly plans: Bronze, Silver, and Gold HMO options designed for different financial situations
• Medication access: $3 copays on select medications, with deeper discounts for people managing chronic conditions
• Support structure: A dedicated concierge team plus a healthcare app that people actually want to use

The Game-Changer: New Employer and Multi-Condition Solutions

Oscar is rolling out two standout offerings:

Oscar for Employers & Employees — Smaller businesses (under 50 employees) can now instantly offer their workers individual health insurance using employer contributions. This changes the game for gig workers and small business employees who previously had limited options.

Multi-Condition Plan — This specialized plan targets people juggling multiple health challenges like diabetes, cardiovascular disease, and pulmonary conditions. Members get zero copays for specialist visits, screenings, labs, primary care, and behavioral health. The potential savings? Up to 25% or more compared to traditional plans.

Language and Accessibility Matter

Oscar’s Spanish-language offering (Hola Oscar) has earned an industry-leading NPS score of 87.5, indicating strong satisfaction among Spanish-speaking members. The company clearly understands that personalization extends beyond just price—it includes cultural preferences and language access.

Bottom Line

Oscar’s Ohio expansion isn’t just another insurance announcement. It’s positioning itself as an alternative to the standard healthcare insurance experience, with genuine attention to affordability, accessibility, and member satisfaction. Whether you’re self-employed, managing multiple health conditions, or just tired of confusing insurance jargon, there’s something worth exploring when Open Enrollment opens.

Eligible Ohio residents can explore the full range of Oscar plans at healthcare.gov during the 2025 Open Enrollment Period.