Tax Advance Solutions Launch: Jackson Hewitt Expands Refund Options as Season Kicks Off

Jackson Hewitt Tax Service has rolled out its refund advance lending programs just as the 2020-2021 tax season begins, with nearly 3,000 office locations now operational nationwide. The initiative aims to provide immediate cash relief to taxpayers facing financial constraints during the holiday period.

Two Refund Advance Products Available

The company is offering two distinct tax advance loan options through MetaBank, N.A.:

Early Refund Advance - Available from December 14, 2020 through January 17, 2021, this product extends up to $700 at 0% APR with no fees. Clients can access funds before W-2 documents arrive in January by providing a current pay stub or other income verification documents.

No Fee Refund Advance - Rolling out January 2-February 21, 2021, this program provides borrowers with $500 to $4,000 in no-fee loans at 0% APR, also contingent on income documentation submission.

Additionally, a third option called the Go Big Refund Advance offers larger sums ($1,000-$6,000) but charges 2.5% of the borrowed amount as a fee, with an effective APR of 30.42% for a 30-day period.

How the Application Process Works

Both existing and new clients can book appointments at their nearest Jackson Hewitt location to apply. The approval timeline is remarkably fast—applicants receive notification within one hour of submitting documentation regarding which loan products they qualify for. Once approved, funds can be transferred via American Express Serve Card or direct deposit, typically within 24 hours for card transfers or 1-5 business days for bank deposits.

All tax advance loans are automatically repaid directly from the client’s eventual tax refund, meaning no separate monthly payments are required.

Safety and Flexibility During 2020-2021 Season

Recognizing ongoing health concerns, Jackson Hewitt has implemented multiple filing options. Clients can choose traditional in-office appointments with a Tax Pro, or utilize drop-off/mail-in services. Remote alternatives include “Tax Pro From Home” consulting and the Jackson Hewitt Online platform.

The company’s 3,000 in-Walmart locations debut December 28, 2020, making services accessible throughout the season.

About the Lending Terms

Loan eligibility depends on factors including tax refund size projections, state residency, ID verification, and standard underwriting criteria. The products are optional—tax returns can be filed without applying for any tax advance. Availability varies by state and location.

Jackson Hewitt emphasizes its Maximum Refund Guarantee and Lifetime Accuracy Guarantee, positioning itself as a full-service tax filing provider with both physical offices and digital platforms serving approximately 6,000 total locations.

For applicants interested in qualifying for a tax advance option, Jackson Hewitt’s website provides pre-qualification assessment tools to determine eligibility before scheduling an office visit.