2025-12-31 11:21:16

A trending harsh term online recently has been "kill zone." It refers to the fragile financial defense line of the American middle class. An unexpected medical bill or a car breakdown can be enough to push a seemingly decent family into homelessness.

The reality behind this is even more brutal. Data shows that 20% to 40% of the US population is on this edge: employed, with assets, but always living paycheck to paycheck. Meanwhile, government and household debt levels have become alarming—federal debt has surpassed $37 trillion, and household debt has reached $17.7 trillion.

Where is the root of the problem? The US government's debt growth has become completely out of control. Since mid-2023, an average of about $1 trillion in debt has been added every 100 days. Currently, just paying interest on the debt costs the US government nearly $1 trillion annually, making it the largest single expenditure.

Even more concerning is that this growth is accelerating. In just a few years since the pandemic, US debt has increased by $7 trillion, setting a record for the fastest growth in history. The debt-to-GDP ratio continues to rise, and once this vicious cycle starts, it’s very hard to stop.

Against this macro backdrop, expectations for the Federal Reserve to cut interest rates are rising. But can rate cuts truly change the situation? Or will they only further fuel asset bubbles? This is a question every market participant should ponder deeply.

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CompoundPersonality

· 6h ago

The US dollar is about to collapse; hurry up and stock up on Bitcoin.

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UnluckyValidator

· 6h ago

Damn, 37 trillion US dollars in debt? How the hell are they going to pay that off? Cutting interest rates is just drinking poison to quench thirst.

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IntrovertMetaverse

· 6h ago

Once these debt figures come out, it's truly shocking... It feels like the global economy is playing with fire. The Fed's rate cuts probably won't save the situation; they'll only cause more inflation. The middle class is indeed too fragile; one illness and it's over. Lowering interest rates creates bubbles, not lowering debt leads to explosions—both are dead ends. 37 trillion sounds outrageous; how many years would it take to pay it off? Sincerely recommend everyone to stockpile stablecoins, waiting for a major reshuffle. The "cutoff line" set for the American middle class is too harsh... bankruptcy could happen at any time. Debt becomes more and more hopeless the more you look at it; the numbers have become numb. Interest payments are almost comparable to the defense budget; who can withstand that? Just thinking about it is annoying; whether the economy collapses or not, someone will always foot the bill.

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ForkMaster

· 7h ago

$37 trillion in debt... Man, isn't this just a massive-scale betting agreement? Sooner or later, it will fork. --- Damn, if the Fed's rate cut really materializes, the asset bubble will take off directly. I've seen this trick too many times. --- The kill zone... Basically, it's the bear market mining period for the middle class. Without some safety awareness, you really can't play. --- Debt growth of 1 trillion every 100 days, this growth rate is more outrageous than some altcoins haha. --- Americans' lives are like raising three kids—always in a state of overspending. --- Wow, this is true vulnerability auditing. The entire economic system is a bug. --- Can rate cuts save the day? Instead of overthinking, it's better to stock up on hard assets early. --- 20%-40% of the population is on the edge... To some extent, this is the consequence of the wealth code being deciphered.

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UncommonNPC

· 7h ago

Damn, 37 trillion in federal debt... The US really might be heading for a collapse. This rate cut might just be drinking poison to quench thirst.

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GateUser-beba108d

· 7h ago

This "kill line" is too realistic; the American middle class is like a bomb ready to explode at any moment. Cut interest rates? Uh, I doubt it. With such huge debt, it can't be fully paid off, only printing money to devalue it. Federal debt is 37 trillion, household debt is 17.7 trillion... these numbers are outrageous; the system will eventually need a restructuring. To put it simply, the current global economy is just a game of hot potato; whoever catches the potato has to accept the consequences. Middle-class bankruptcy just takes an accident? Isn't this a reflection of the current situation? Medical expenses alone can ruin a family. What the hell is the Federal Reserve doing? Continuing to flood the market will only inflate the asset bubble further. The stability of the RMB is truly worlds apart. Adding 1 trillion debt every 100 days at this rate is incredible; the countdown has begun, indeed. Cutting interest rates can't solve the debt problem; it's just a new way to cut the leeks.

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