#美联储政策 The Federal Reserve Chair candidate is about to be announced, and the policy directions in the coming weeks are indeed worth paying attention to. But what I want to say is that regardless of who ultimately takes office, this is not a variable we can control — what we can truly master are our own position management and mindset.

Major policy changes like these often lead to market volatility. I have seen too many investors hurriedly adjust in the face of uncertainty, only to trap themselves. Instead of guessing the new chair’s policy tendencies, it’s better to ask yourself: Can my asset allocation withstand the fluctuations of this month, this quarter? Do I have enough cash reserves to handle emergencies?

The key is to understand that changes in macro policies are long-term processes, not something that happens overnight. Leave yourself room and time to adjust, ensuring that every decision is made based on rational thinking rather than emotional impulses. When the policy finally takes effect, you will be well-prepared rather than reacting passively.

Steady investing has never been about predicting right or wrong, but about being well-prepared defensively.