What is the most valuable money in the world? Discover the top 20 currencies dominating in 2025

Many believe that the US dollar reigns supreme at the top of the most valued currencies. The reality is quite different. There are dozens of currencies that surpass the dollar in market value and present interesting opportunities for those looking to diversify their portfolio in 2025.

When it comes to investing in foreign currencies, most people immediately think of the dollar, euro, and pound. However, these are not necessarily the most expensive nor the only choices for sophisticated investors. For Brazilian investors, diversification into higher-value currencies is particularly attractive as a protection against the devaluation of the local currency.

Why invest in foreign money

Protecting your wealth from domestic inflation is one of the main motivations for investing in international currencies. The volatility of the real against strong foreign currencies and persistent inflation in Brazil make diversification strategies imperative.

Higher-value currencies offer benefits such as:

• Protection against exchange rate fluctuations: Reduces the impact of local currency devaluation
• Exposure to resilient economies: Access to developed and stable markets
• Liquidity in emerging markets: Opportunities in regions with high growth potential

The 20 most appreciated currencies in the world in 2025

Based on international average exchange rates and current economic indicators, here is the complete ranking:

1. Kuwait Dinar (KWD)
Exchange rate: 1 KWD = 3.30 USD

What is the most valued money in the world? Kuwait Dinar holds the top position and maintains this leadership thanks to substantial oil reserves and the country’s conservative fiscal policy.

2. Bahrain Dinar (BHD)
Exchange rate: 1 BHD = 2.72 USD

Strengthened by a robust and diversified financial sector, Bahrain consolidates its currency as the second most valuable globally.

3. Omani Rial (OMR)
Exchange rate: 1 OMR = 2.65 USD

Political stability combined with significant investments in renewable energy makes the Omani rial attractive for international capital flows.

4. Jordanian Dinar (JOD)
Exchange rate: 1 JOD = 1.52 USD

Strategic alliances in the Middle East solidify the Jordanian dinar’s position among the highest-valued currencies.

5. British Pound (GBP)
Exchange rate: 1 GBP = 1.35 USD

Post-Brexit recovery coupled with growth in the UK’s tech sector drives ongoing demand for the currency.

6. Gibraltar Pound (GIP)
Exchange rate: 1 GIP = 1.34 USD

Pegged to the British Pound, it benefits from robust tourism and a developed financial services sector.

7. Cayman Islands Dollar (KYD)
Exchange rate: 1 KYD = 1.25 USD

Flexible and competitive regulatory environment attracts global institutional investors.

8. Swiss Franc (CHF)
Exchange rate: 1 CHF = 1.12 USD

Historically a safe haven during geopolitical uncertainty, the Swiss franc remains a secure asset in portfolios.

9. Euro (EUR)
Exchange rate: 1 EUR = 1.10 USD

Massive EU investments in digital transformation and sustainability reinforce confidence in the currency.

10. US Dollar (USD)

Although not the most valuable currency individually, the dollar remains the most traded currency in global transactions. Its hegemony has been challenged by market crises and inflation in recent years, but it continues to be the preferred choice for investors seeking to escape domestic currency volatility.

11. UAE Dirham (AED)
Exchange rate: 1 AED = 0.30 USD

Dubai is consolidating as a hub of innovation in cryptocurrencies and financial technology, elevating the currency’s status.

12. Singapore Dollar (SGD)
Exchange rate: 1 SGD = 0.75 USD

A technological and strategic powerhouse in international maritime trade, supporting the appreciated value of the Singapore dollar.

13. Norwegian Krone (NOK)
Exchange rate: 1 NOK = 0.11 USD

Exports of clean energy and commitment to ESG goals attract capital with a sustainable bias.

14. Australian Dollar (AUD)
Exchange rate: 1 AUD = 0.70 USD

Rich in natural resources and with strong trade partnerships with Asia, increasing its economic relevance.

15. Mexican Peso (MXN)
Exchange rate: 1 MXN = 0.06 USD

Structural economic reforms and nearshoring manufacturing movements increase its valuation.

16. Maldivian Rufiyaa (MVR)
Exchange rate: 1 MVR = 0.065 USD

Luxury tourism industry and investments in tourism infrastructure sustain demand for the currency.

17. Turkish Lira (TRY)
Exchange rate: 1 TRY = 0.04 USD

Despite volatility, it offers significant opportunities in commodity markets.

18. Canadian Dollar (CAD)
Exchange rate: 1 CAD = 0.78 USD

Consistent exports of oil and minerals ensure macroeconomic stability.

19. Israeli New Shekel (ILS)
Exchange rate: 1 ILS = 0.28 USD

Vibrant tech and startup ecosystem positions the currency for growing international demand.

20. Saudi Riyal (SAR)
Exchange rate: 1 SAR = 0.27 USD

The Vision 2030 plan diversifies the economy beyond oil, attracting foreign direct investment.

What determines a currency’s high value and appreciation

The value of a currency is determined by multiple interconnected factors: domestic inflation, market liquidity, structural economic stability, equilibrium exchange rate, trade balance, and external economic dynamics.

What is the most valuable money in the world in absolute terms? Kuwait Dinar remains the unquestioned leader. However, this hierarchy fluctuates according to global events such as geopolitical conflicts, natural disasters, and trade realignments.

In Latin America, the Peruvian Nuevo Sol ranks as the currency with the highest parity power when converted to dollars or euros.

The best currencies for investments in 2025

For those starting out, these combinations offer balanced exposure:

• Swiss Franc paired with emerging market currencies (AUD/CHF)
• Japanese Yen as a safety hedge (AUD/JPY)
• US Dollar as a portfolio base (AUD/USD)
• Canadian Dollar for commodity exposure (AUD/CAD)
• Euro for European diversification (EUR/USD)

Important: This content only covers traditional fiat currencies linked to nations, excluding digital assets.

How to invest in foreign currencies

Step 1: Open an account on a reliable currency exchange platform or international broker

Step 2: Consult IMF reports and central banks to identify long-term trends

Step 3: Build a diversified portfolio combining safe currencies (franco, kuwaiti dinar) with opportunities in emerging markets (peso mexicano, lira turca)

Step 4: Continuously monitor geopolitical events, monetary policy changes, and economic data impacting exchange rates

This article is for informational purposes only and does not constitute investment advice. Consult a qualified professional before making decisions.