Fourth Stimulus Check in 2024: 5 Ways You Could Still Get Federal or State Payments

Many Americans remain hopeful about receiving another round of stimulus check payments despite the slower pace of federal aid. While a new stimulus check from Congress seems unlikely before the election, there are still legitimate pathways to access additional government money. Here’s what you need to know about your potential eligibility.

Your Best Bet: State-Level Stimulus Checks Are Happening Now

The most realistic path to a stimulus check right now is through your state government. Nearly half of U.S. states have already distributed payments or plan to do so in the coming months. State eligibility requirements vary significantly by location, so it’s critical to contact your state officials or check government websites to determine if you qualify and when funds will arrive.

Federal Fourth Stimulus Check: Why It Won’t Happen Soon

The current Congress has made it clear that another federal stimulus check isn’t on the agenda before the election cycle concludes. The previous payment under the American Rescue Plan Act passed through a special legislative process that won’t be available again until after voting concludes. Without sufficient bipartisan support, prospects for a fourth stimulus check at the national level remain dim.

Economic Conditions Would Need to Worsen Significantly

Even if Congress changes its composition, economic realities make additional stimulus unlikely. Widespread lockdowns aren’t occurring anymore, and lawmakers are hesitant to inject more money into an economy already dealing with elevated inflation. The fear is that another stimulus check could exacerbate existing price pressures.

Parents May See Expanded Tax Credits Instead

While a fourth stimulus check for all Americans seems off the table, parents have a stronger chance of receiving more federal support. Both parties recognize the value of expanding the Child Tax Credit, though they disagree on implementation. Under the American Rescue Plan Act, families could receive up to $3,600 per child under 6 and $3,000 for children aged 6-17. Republican lawmakers have proposed their own credit expansion models, and there’s genuine cross-party interest in supporting parents financially.

Don’t Forget: Unclaimed Money from Previous Stimulus Checks

You might qualify for a fourth stimulus check indirectly if you never received the full amount owed from earlier payments. Since stimulus checks were technically advances on tax credits, you can file a return to claim any missed payments. Even if the normal filing deadline has passed, you can still submit a return without incurring late penalties if you didn’t owe taxes. This route requires action but could put money in your pocket without waiting for new legislation.

The Takeaway

Your realistic options for a fourth stimulus check involve either checking state programs in your area, positioning yourself for enhanced tax credits if you’re a parent, or recovering any unclaimed funds from previous payments. Federal stimulus checks remain unlikely until economic or political circumstances change dramatically.