## The Reality of Funded Accounts for Traders: Business Model and Strategy

There is an underexplored world in professional trading: funded accounts. Although many traders see them as the gateway to professional capital, the reality is more complex. Let’s understand how this mechanism really works and what you need to know before investing your money.

### The Initial Attraction: Risk-Free Capital

The concept sounds irresistible: pay a fee or complete an initial challenge and gain access to virtual capital to trade without risking your personal money. You can open multiple accounts on different fusion platforms. The format seems democratic: with investments of around $90, you access approximately $25,000 in available capital depending on the platform chosen.

However, the numbers reveal a critical point: between 40% and 50% of users fail to pass these tests within the first month. This means they pay again and again, seeking success that never arrives.

### The Business Mechanics: Who Really Wins

Here is the key that few mention. These services operate as intermediaries between brokers and traders. The real business doesn’t come from your profits, but from the fees you pay each attempt. It’s a perpetuating model: you fail, pay again, and repeat the cycle.

Once you manage to pass the test, another challenge arises: maintaining the allocated capital requires meeting specific milestones and continuing to pay. Allocations generally have a limited duration (typically three months), after which the process must be renewed.

### The Fundamental Problem: Volatility and Sustainability

Trading is inherently volatile. Even with a well-defined strategy, losses are inevitable. Maintaining funded capital under these pressures is extremely difficult. The psychological pressure of trading with “borrowed” money and constant restrictions creates an environment unfavorable for consistency.

### Profit Distribution: Understanding the Percentages

In most fusion platforms, as a trader, you get around 80% of what you generate. This seems generous, but consider the total cost: entry fees, maintenance fees, and the high initial failure rate.

There are alternatives such as models offering a smaller percentage (15% of what is generated) but include a professional trading history system, exposure to investors, and allocations at no additional cost if you meet performance criteria.

### The Professional Decision

Are funded accounts better or worse? It’s not a binary question. Both modalities can be complementary depending on your goals. The important thing is to understand that there is no real shortcut: any path requires discipline, a validated strategy, and patience.

Before investing money in any fusion platform, calculate the real cost: initial fees, renewals, statistical probability of success. Compare it with your current capital and proven performance. Profitability comes from operational consistency, not from the platform chosen.