Planning to take on debt in 2026? Whether it's financing a car, managing student loans, or maxing out credit cards—Minneapolis Fed President Neel Kashkari has some crucial insights worth your attention. The Federal Reserve's monetary policy decisions directly influence borrowing costs and market conditions, making his perspectives particularly relevant for anyone considering major financial moves this year. His recent commentary highlights why timing matters when it comes to leveraging debt in the current economic environment. Pay close attention to these signals; they could significantly impact your financial strategy.