Generic lending protocols like Aave, Compound, etc., aim to cover the entire chain—yet this full-chain dream has also become their shackles. To be compatible with multiple blockchains, the underlying architecture must make compromises, making it difficult to optimize for any specific chain in depth.

Lista DAO operates differently. As a native project on BNB Chain, it can directly customize on-chain features, something that is fundamentally impossible with generic protocol architectures. The most typical example is seamless integration with a leading exchange's Launchpool—what does this require? On-chain contract adaptation is the foundation, but it also needs targeted support from the centralized exchange backend, which raises the barrier to entry to an extremely high level.

In simple terms, Lista takes a refined and deep approach. It abandons the "big and comprehensive" model in exchange for a core position within the BNB capital pool. It can issue tokens (central bank attributes) and also facilitate lending (commercial bank attributes). This monopolistic ecosystem position is precisely the biggest competitive advantage of a chain-native project compared to cross-chain universal protocols.

Disclaimer: The above content is for personal research sharing only and does not constitute any investment advice.