Stablecoin World Liberty Financial submits de novo application to the US OCC to obtain a national trust bank license

2026-01-07 23:30:10

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【Blockchain Rhythm】The entity under World Liberty Financial, World Liberty Trust, submitted a de novo application to the Office of the Comptroller of the Currency (OCC) on January 7th, aiming directly for a national trust bank license. The true intention behind this move is clear—once licensed, they will be able to directly issue and custody their own USD1 stablecoin.

According to a report by The Wall Street Journal on January 8th, World Liberty Financial stated that once approved, the trust bank will gradually expand its crypto asset custody services and stablecoin exchange operations. However, their target clients are very clear, mainly focusing on institutional clients.

This approach of supporting stablecoin operations through legitimate financial licenses is considered a relatively compliant path under the US regulatory framework. Whether they can successfully obtain OCC approval will determine the future development prospects of this project.

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ser_aped.eth

· 01-09 05:46

Here comes another round of de novo. Honestly, it's just about trying to get a license through a roundabout way. --- Institutional stablecoins sound high-end, but in reality, it's still up to the OCC's mood. --- USD1? So we have to create a new currency to make it happen. --- The official route sounds good, but I'm worried it's just empty talk... --- Custody plus exchange—this approach is definitely more reliable than the wild methods before. --- Waiting to see if the OCC will give face; I bet five bucks it will get stuck. --- Another institution and license, retail investors are still kept outside. --- With this speed of de novo application, we'll be waiting until the Year of the Monkey or the Year of the Horse.

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consensus_failure

· 01-08 01:31

Alright, another stablecoin project wants to get a financial license to clean up its image, same old tricks. --- Wait, can they really pass the OCC hurdle? Seems risky. --- Institutional business is somewhat interesting, retail investors are being excluded again, this routine is so old. --- USD1? No matter what they call it, it’s all about the dollar, it's ridiculous. --- The official team is here, how will small crypto circles survive? --- Basically, they just want to achieve compliance through licensing, but I still don’t believe they can get it. --- If they really get approved, will a bunch of projects start applying next? --- Custody plus stablecoins sounds grand, but the underlying logic is still the same old story.

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DeFiCaffeinator

· 01-08 00:00

Another stablecoin project aiming to play with the正规军, will it pass the review this time... --- Institutional-only, retail investors should still stay on the sidelines and stay cool --- Getting a license is basically about making the SEC and OCC turn a blind eye --- USD1, sounds like another big hype... can it really be issued? --- De novo is a regulated path, but can the OCC approve it so quickly? I have some doubts --- Following the rhythm of Circle and Paxos, but this time switching to a trust bank role --- Institutional custody + stablecoin exchange, sounds good, but who do people trust? --- Want to enjoy the regulatory benefits but also want to tap into the stablecoin traffic dividend, quite a clever plan --- Wait, is this another round of fundraising story... --- How long does it take to get the license approved? Feels like the stablecoin market is already overcrowded

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BearMarketSurvivor

· 01-07 23:54

It's the de novo routine again. It looks compliant on the surface but is actually exploiting regulatory loopholes. Obtaining a license is just a supply line; the real battle is how to manage the issuance rights of stablecoins after approval—that's the core. Institutional clients sound impressive, but basically they just want to avoid the hassle of retail. I just want to know if OCC will really approve it; history shows that these things often get stuck at the last step.

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GateUser-0717ab66

· 01-07 23:52

Another license holder is here, it seems every company wants to follow this pattern --- Stablecoins are heating up, this time directly backed by OCC, exclusive for institutional clients... feels a bit different --- De novo application? Basically, they just want to legally issue tokens, smart move --- Compared to Circle? Or is the US regulatory attitude really easing --- Exclusive for institutions, retail investors are again kept outside haha --- Getting a trust license to issue stablecoins... I don't quite understand this logic --- If they really get approved, other stablecoin projects might start to feel uneasy --- USD1? Why create another one, isn't the dollar enough --- The regulatory path sounds good, but I worry it might just become another tool to cut the leeks --- Institution-focused stablecoins, it feels like playing the wealth password game again

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PaperHandSister

· 01-07 23:33

Damn, another license holder is here, this time targeting stablecoins. The institutions are thrilled. USD1 stablecoin? Sounds like a bunch of promises, but the key is whether the OCC will buy it. I'm all for the compliance route, but whether this thing can actually pass the review is the real question. Let's just wait and see. Exclusive to institutions? Then retail investors like us will be excluded again. This idea is quite clever—going public via a shell company, haha. Wait, is it really that easy to get a de novo application approved? It doesn't seem that simple. Basically, they just want to sell their coins under the guise of a legitimate entity. I’m not really convinced.

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CommunityLurker

· 01-07 23:32

Damn, it's the same old trick again—just get a license and you can sit back and earn stablecoins? Is regulation in the US this lenient? Go straight to the institutional side; retail investors simply can't play. These people really know how to do business. USD1? Never even heard of it. If OCC really approved it, then that's surprising. Betting five bucks it won't pass. Another one trying to ride the regulatory red wave. Who will be the next to suffer total loss? Licenses look appealing, but in reality? Let's wait for the approval before jumping to conclusions. Don't rush to hype it up. Institutional stablecoins sound high-end, but in reality, it's just a new skin to continue scamming retail investors. Is it really so easy to get a de novo application approved? I feel like it's not that simple.

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