A while ago, I cleared out some small cryptocurrencies, and the idle funds were invested in the stock market to test the waters. After a month, one stock went up 30%, another 50%, and the returns were quite good. But do you know what the most comfortable thing is? Not having to watch the K-line 24/7, not having to worry about black swan events. The thrill of waking up to a 90% drop in the crypto world basically won't happen here.

This doesn't mean the crypto world isn't good, but it's about understanding one thing: the logic of making money is right there—the market moves where there are opportunities. The excess returns in crypto are attractive, but the volatility is real too. Traditional markets are slower but more stable. Instead of betting all chips on one track, it's better to diversify. When there's an opportunity in crypto, go for it; when it's time to enjoy compound interest in stocks, enjoy it. Matching your risk tolerance is the simplest and most fundamental logic of investing.