Top 7 Apps to Invest in Stocks in 2026: Complete Guide by Investor Profile

The investment market in Brazil has never been more accessible and democratic. With the proliferation of technology and intuitive platforms, more and more Brazilians are discovering that investing in stocks is not a privilege reserved for a few. If you’re also considering joining this movement and looking for the best app to invest in stocks, this guide presents the seven top options available in the Brazilian market in 2026, each with its unique features and tailored to specific investor profiles.

In recent years, the number of new investors in Brazil has grown exponentially. According to market data, over 5 million Brazilians have entered the investment universe, with expectations of continuous growth. This transformation reflects a pursuit of financial autonomy, asset diversification, and the increasing demand for platforms that simplify access to both domestic and international exchanges. Investments in cryptocurrencies, global ETFs, and international stocks have shifted from exceptions to part of modern Brazilians’ diversification strategies.

Essential Criteria for Choosing the Best App to Invest in Stocks

Before exploring the available options, it’s important to understand what elements differentiate an excellent investment app from others. Beyond basic features—robust security, competitive fees, and ease of use—the market in 2026 demands that platforms offer much more.

A good app should serve as a reliable bridge between the investor and the market. This means not only executing trades but also educating, inspiring confidence, and optimizing results. Modern criteria for choosing the best app to invest in stocks include:

• Integration with financial goals: Long-term planning tools that help you set targets and track progress.
• Adaptive education: Content in microlearning formats (short videos, interactive quizzes, webinars).
• Sustainability as a differentiator: Investment options in ESG (Environmental, Social, Governance) for those seeking social impact.
• Predictive artificial intelligence: Technology that identifies trends and automatically optimizes portfolios.
• Multilingual support and personalized service: Essential for those planning to invest abroad.
• Flexibility of contributions: From minimum investments to high-volume operations.

These criteria have evolved significantly. Small details now make a big difference in your journey as an investor. Choosing the right platform can be decisive in maximizing profits and minimizing risks.

The 7 Top Apps to Invest in Stocks: Detailed Analysis of Each Option

1. Mitrade – The Global Solution with Advanced Technology

Mitrade has established itself as one of the most innovative brokers for investing in stocks and other global assets. Secure, internationally awarded, and with cutting-edge technology, the platform provides access to stocks, Bitcoin, FOREX, commodities, and various financial instruments popular worldwide.

One of Mitrade’s biggest differentiators is its free demo account, allowing beginners to practice risk-free before investing real money. Real-time charts and continuous market analysis help you identify the best profit opportunities. Account opening is quick, free, and the app offers zero commission on many trades.

Rating: 4.6 ⭐⭐⭐⭐

Advantages:

• Profile: Beginners to intermediates interested in global markets
• Zero trading fees and full transparency
• Quality educational content and demo account for practice
• Full-featured app with real-time market forecasts
• International security awards

Disadvantages:

• Still building brand recognition in Brazil

2. Rico – Financial Democracy for Young Investors

Rico was launched as a project of XP Group to serve beginner investors with a youthful and accessible language. Known for its intuitive features and quality educational products, the platform has gained space in the market offering investments in stocks, government bonds, and funds.

Rico’s differential lies in its social approach and educational content designed especially for newcomers. Zero brokerage fees (except B3 fees), and an experience optimized for learning while investing.

Rating: 4.4 ⭐⭐⭐⭐

Advantages:

• Profile: Beginner investors and millennials
• Zero brokerage (except B3 fees)
• Robust educational material
• Clear and secure interface
• Accessible language

Disadvantages:

• Integration with XP Inc. ecosystem may limit autonomy

3. Toro – Personalization and Secure Technology

Since 2017 in the market and acquired by Banco Santander, Toro Investimentos has positioned itself as a reliable fintech. The platform offers extensive educational material, catering to both beginners and intermediates, and stands out for its investor journey customization.

Toro combines secure technology with flexible brokerage models. Clients can choose between zero fees or a percentage of profits, adapting to their trading style (day trade or swing trade).

Rating: 4.4 ⭐⭐⭐⭐

Advantages:

• Profile: Beginners to intermediates seeking customization
• Cutting-edge security technology
• Flexible brokerage models
• Quality educational content
• Support from Banco Santander

Disadvantages:

• Brokerage fees may impact profits depending on the plan

4. XP Investimentos – The Giant for Sophisticated Investors

XP Investimentos has expanded significantly, moving beyond serving only large volumes to offering solutions for individual investors. The platform provides a broad portfolio of domestic and international products, along with an advanced simulator that allows comparison of investments and profit forecasts before committing.

With access to NASDAQ and NYSE, XP appeals to intermediate investors seeking sophistication. It offers expert recommendations, especially valuable for those investing larger amounts.

Rating: 4.6 ⭐⭐⭐⭐

Advantages:

• Profile: Intermediate investors with higher capital
• Zero brokerage on some products
• Direct access to international exchanges (NASDAQ, NYSE)
• Advanced simulator
• Expert recommendations

Disadvantages:

• Fees for day trade (R$ 2.90) and swing trade (R$ 4.90) on stocks
• Main advantages geared toward higher-capital investors

5. Nubank – Nu Invest, the Evolution of the Digital Bank

Nubank, a pioneer among Brazilian digital banks, entered the investment segment through Nu Invest. Acquired after purchasing a renowned brokerage (Easynvest), the platform offers over a thousand products: stocks, real estate funds, ETFs, and more.

Nu Invest stands out as a complete solution for conservative profiles seeking integration with checking accounts and zero-fee operations on many products. Account opening takes minutes, and the app provides a reliable investment simulator.

Rating: 4.6 ⭐⭐⭐⭐

Advantages:

• Profile: Beginner and conservative investors
• Zero brokerage on many products
• Integration with Nubank’s digital account
• Quick and simple account opening
• App with investment simulator
• Built-in secure mode

Disadvantages:

• Recommended mainly for conservative profiles
• Fees for day trade (R$ 2.90) and swing trade (R$ 4.90) on stocks

6. Banco Inter – Inter Invest, the App for Microinvestors

Banco Inter, a well-known digital bank, offers Inter Invest as an integrated investment alternative. Designed for bank clients, the platform requires a prior checking account but provides quality educational material and competitive fees.

Its key advantage is accessibility: low minimum contributions, no brokerage fees (except B3), and an environment optimized for small investors.

Rating: 4.8 ⭐⭐⭐⭐

Advantages:

• Profile: Beginner microinvestors
• Zero brokerage (except B3 fees)
• Accessible educational content
• Integrated environment
• Low minimum contributions
• Support for local cryptocurrencies

Disadvantages:

• Restricted to Banco Inter clients
• Recent rumors about the bank, though resolved

7. Avenue – The Portal for International Investments

Avenue stands out as a broker specialized in foreign investments. It facilitates access for beginner investors aiming to expand their global assets. A notable feature: a US dollar checking account with an integrated card.

For exposure to SPACs, US stocks, and currency diversification, Avenue offers a safe, regulated path. It’s especially attractive for Itaú clients with automatic integration.

Rating: 4.0 ⭐⭐⭐⭐

Advantages:

• Profile: Internationalized intermediate investors
• US dollar bank account
• Robust anti-fraud system
• Access to SPACs and international stocks
• Easy integration for Itaú clients

Disadvantages:

• Brokerage costs in dollars add to expenses
• Simplified access mainly for Itaú clients

Comparison: Which App Is Best for Investing in Stocks According to Your Profile

Investing in Stocks Safely: The Importance of Choosing the Right Platform

Choosing the best app to invest in stocks goes far beyond features. It’s about selecting a trusted partner to guide your financial journey, especially as the Brazilian investment market continues its rapid expansion.

Why the choice matters:

The market offers dozens of apps, each with its own strengths. Investing time to evaluate reputation—both nationally and internationally—specific functionalities, and alignment with your profile is essential for success. Brokers are constantly evolving, offering new features and fostering healthy competition that benefits investors.

Pay attention to these points:

• Proven security: Check certifications and international awards
• Cost transparency: No surprise fees, everything clear from the start
• Ongoing education: Platforms that teach as you invest
• Flexibility: Adaptation to your style (conservative, aggressive, balanced)
• Human support: Especially important for operational questions

For existing investors, reviewing whether your current platform offers these differentiators is strategic. International brokers with advanced standards, intuitive apps, and Portuguese support are setting new standards in the Brazilian market, democratizing access to world-class investment technology.

The next step is clear: choose the platform that best matches your profile, download the app, register, and start your investment journey. If you don’t have an account yet, the process is quick—just a few minutes separate you from all the opportunities the market offers. Investing in stocks has never been more accessible. The time is now.