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If a middle-class woman withdrew her savings in November 2007 to buy 100,000 RMB of S&P 500 index and 100,000 RMB of Nasdaq index, how much money would she have now?
In November 2007, just before the 2008 financial crisis, the S&P index was at a high level. This woman's average cost was at 1500 points. In less than 20 years, it has increased 4.3 times, and she currently has 430,000 RMB.
At that time, the Nasdaq was actually not expensive, with an average cost of 2200 points. Now it has appreciated about 20 times over, turning 100,000 RMB into 2 million RMB.
This woman can now enjoy a comfortable retirement life.