The formula for financial freedom is indeed terrifyingly simple: get a passport → open an account → dollar-cost averaging into Q/VOO → wait for compound returns over time.

But what destroys this formula has never been its complexity—it's human nature.
VOO's fee is 0.03% with a 10-year annualized return of 14.55%; Q's fee is 0.2% with an annualized return of 19.61%. The data is right there—you could invest blindfolded and still outperform 80% of retail traders.
Yet the vast majority can't do it. Not because they lack money, but because they can't endure it.
When the market drops 20%, you'll suspect you're an idiot; when it rises 50%, you suddenly feel like a genius and want to lever up and trade futures. The most counter-intuitive aspect of dollar-cost averaging is: it demands you keep buying when panic is highest, and stay disciplined when greed is strongest.
More brutal still is that this path requires you to have the "qualification to go out" first. Without a passport and overseas accounts, you don't even have an entry ticket.
The greatest truths are the simplest; knowing is easy, doing is hard. The real barrier isn't IQ—it's mastering your own human nature.