Ripple Focuses on Expansion Through Acquisitions and Stablecoin Services Without IPO Plans

• Ripple confirms it will stay private and focus on growth through acquisitions and product development.

• The company raised $500 million in 2025 to fund expansion without going public.

• Ripple expanded infrastructure with major acquisitions and strengthened its stablecoin services.

Ripple has affirmed that the company is not pursuing any IPO plans. It will remain private and will not seek an initial public offering, instead, it will grow by acquisition and product development. The company reported a strong financial position, reducing the need to access public market capital.

The strategy highlights Ripple’s ability to fund operations and expansion internally. According to analysts, this practice gives the option of being flexible without the pressures associated with a public listing in terms of regulation and investor pressure.

Ripple reaffirms no IPO plans, citing strong balance sheet and growth focus: Bloomberg https://t.co/jH7fr5o4ot

— The Block (@TheBlock__) January 7, 2026

In November 2025, the company raised $500 million worth about $40 billion. Fortress investment group, Citadel securities, Pantera Capital and Galaxy digital were the investors. The funding round drew attention for its favorable deal terms.

These included provisions protecting investor returns in events like company sales or bankruptcy. Ripple described the arrangement as highly supportive of long-term growth. The company continues to focus on strategic execution rather than preparing for a public offering.

Major Acquisitions Expand Institutional Infrastructure

In 2025, Ripple completed four significant acquisitions totaling nearly $4 billion. Hidden Road, a global multi-asset prime broker, joined Ripple in a $1.25 billion deal. This move positioned Ripple as the first crypto-native firm to own a prime broker offering trading, financing, and clearing services.

Other acquisitions included GTreasury for corporate treasury solutions, payments platform Rail, and custody firm Palisade. These acquisitions aim to strengthen Ripple’s enterprise digital asset infrastructure. Integration and scaling of these businesses remain the company’s priority in 2026.

GTreasury, under Ripple, already completed an additional purchase, acquiring financial automation firm Solvexia. The acquisitions allow Ripple to broaden its service offerings and deepen its presence in traditional finance markets. Analysts note that this strategy aligns with Ripple’s long-term focus on providing complete infrastructure solutions for institutional clients.

Expansion of Payments and Stablecoin Services

Ripple Payments processed over $95 billion in total transaction volume by November 2025. Ripple Prime, built through the Hidden Road acquisition, now offers collateralized lending and institutional XRP products. The company continues to develop its dollar stablecoin, RLUSD, which underpins multiple business lines.

In late 2025, RLUSD crossed a market capitalization of over $1 billion, indicating increased adoption. Moreover, Ripple recently expanded RLUSD testing on Ethereum Layer 2 networks. Ripple also introduced new XRP Ledger functionalities such as privacy and lending capabilities. The upgrades are intended to make financial tools based on blockchain more practical in traditional markets.

The company focuses on producing products that bridge tokenized assets to the real world. Their efforts are aimed at developing solutions to incorporate the cryptocurrencies, stablecoins and blockchain technology within the routine financial systems.

Financial Strength Supports Private Growth

Ripple’s recent funding and acquisitions demonstrate strong liquidity and operational independence. The company does not require public markets for expansion. Leadership plans to continue private growth through strategic investments and product innovation.

The management expects 2026 to concentrate on integrating acquisitions, scaling services, and enhancing enterprise offerings. This approach reflects a clear shift from seeking external market exposure to executing internal growth initiatives.