Pundit Says XRP Utility Would Win the Decade

An XRP community commentator recently suggested that utility has a more lasting impact than headlines, arguing that those who hold XRP already understand this.

This commentary came from Digital Ascension Group CEO Jake Claver amid growing institutional and media interest in XRP. Notably, after a turbulent Q4 2025, XRP has begun 2026 on a bullish note, with chart data confirming a 16.11% gain in the first week of this year, offsetting the 11.54% loss from 2025.

“Headlines Win the Day”

While this recovery effort comes amid a broader market rebound, XRP’s outperformance has captured mainstream media interest. For one, CNBC recently featured the token in a segment of its Power Lunch show. During the segment, the host, Dominic Chu, called XRP the “hottest crypto trade” of 2026.

Jake Claver on XFor context, this confirms the trend around bullish headlines. Notably, when such bullish developments emerge and dominate discussions in the broader crypto community, a surge in retail interest leads to massive demand, which often pushes the price of the token upward for a brief moment

Utility Wins the Decade

However, when the dust settles and investors start taking profit, the uptrend reverses. Considering this pattern, Claver insisted that “utility wins the decade.” Specifically, while headlines could push XRP’s price up for a day or so, utility has the potential to lift the price for longer periods of time and sustain the uptrend.

XRP’s value proposition has always centered on its ability to facilitate cross-border payments at a cheaper and faster rate than traditional means. Community figures such as Claver have consistently championed this narrative, arguing that XRP remains highly undervalued when considering its utility in payments.

For instance, estimates suggest that banks and financial institutions hold around $10 trillion worth of liquidity for global cross-border transactions. In a June 2025 report, The Crypto Basic presented a response from AI chatbot ChatGPT that the XRP price could rise to $42 if XRP captured just 25% of this liquidity.

Notably, this aligns with Claver’s suggestion that utility has a more important impact on an asset than daily headlines. In closing, the market pundit stressed that investors who have invested in XRP already understand this principle. Essentially, it takes an understanding of the importance of utility to maintain faith in a utility-driven token like XRP.

However, not everyone believes in XRP’s value proposition. For one, when Swift confirmed plans to incorporate blockchain into its financial stack last year, critics argued that the narrative around XRP replacing Swift in the cross-border sector had collapsed. However, XRP proponents insisted that the development does not threaten XRP’s utility.