Bloomberg Industry Research’s latest forecast shows that by 2030, the stablecoin payment transaction volume is expected to rise to approximately $56.6 trillion, and stablecoins may evolve from a crypto financial instrument into one of the core payment infrastructures in the global financial system.
Data indicates that the global stablecoin payment transaction volume in 2025 will be about $2.9 trillion. To reach $56.6 trillion in five years, the transaction scale would need to maintain an approximate compound annual growth rate of 81%. Bloomberg believes that the core drivers of this rapid growth come from continuous institutional user entry and the strong demand for USD stablecoins in some countries and regions amid high inflation and currency devaluation.
In terms of specific structure, USDT and USDC show a clear differentiation. Bloomberg points out that Tether’s USDT dominates in centralized finance (CeFi) scenarios, widely used for daily payments, cross-border settlements, and store of value; while Circle’s USDC has advantages in decentralized finance (DeFi), being the most commonly used stablecoin in on-chain protocols and applications.
According to data platform Artemis, the overall stablecoin transaction volume in 2025 will grow by 81% year-over-year. Among them, USDC’s annual transaction volume will reach $18.3 trillion, higher than USDT’s $13.3 trillion. Nevertheless, from a market capitalization perspective, USDT remains the leader with a market cap of about $186.9 billion, while USDC is approximately $74.9 billion. Together, they account for over 95% of the total stablecoin transaction volume of about $33 trillion last year.
On a macro level, the adoption speed by countries and institutions is accelerating. After U.S. President Trump signed the GENIUS Act in July, countries like Canada and the UK are re-advancing stablecoin regulatory frameworks, planning to implement them around 2026. Meanwhile, payment giants such as Western Union, MoneyGram, and Zelle are exploring blockchain-based stablecoin settlement schemes, with some systems to be deployed on high-performance networks like Solana.
Overall, whether in terms of transaction scale, institutional participation, or regulatory attitude changes, stablecoins are accelerating from “crypto infrastructure” toward the “global payment layer,” and their role in the future financial system is being redefined.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Rune Christensen-Linked Address Goes Long on Oil With $4M USDC
Rune Christensen's crypto wallet made waves by depositing $4M in $USDC into HyperLiquid, opening leveraged oil positions. This risky move amid geopolitical instability has sparked discussions on speculation versus calculated risk in the crypto community.
BlockChainReporter42m ago
Circle completes $68 million in internal settlements among 8 entities using USDC within the first month
Circle CEO Jeremy Allaire revealed that Circle has completed internal entity transfers using USDC through the Circle Mint platform, transferring over $68 million in the first month, with significantly higher efficiency than traditional bank wire transfers. The platform will launch a fund management update in March to optimize account transfers and integrate with accounting system APIs.
GateNews3h ago
USDC tops Tether as stablecoin transfers hit all-time high $1.8T
Stablecoins are delivering a liquidity surge unseen in recent cycles, with February marking a record on-chain transfer activity and signaling a shift in how capital moves through crypto markets. Allium’s data shows total stablecoin transfers climbed to $1.8 trillion in February, underscoring a
CryptoBreaking6h ago
February stablecoin trading volume hits a new monthly high of $1.8 trillion, with USDC accounting for 70%
Gate News reports that on March 7th, according to Allium data, the trading volume of stablecoins in February reached $1.8 trillion, setting a new monthly record. Among them, USDC accounted for approximately 70% of the total trading volume, reaching $1.26 trillion; USDT's trading volume in February was $514 billion.
GateNews7h ago
South Korea plans to ban corporate investments in stablecoins, and USDT and USDC may be excluded from the permitted scope.
Gate News Report, March 7 — According to Korean media, the Korea Financial Services Commission is drafting the "Corporate Virtual Currency Trading Guidelines," which may exclude stablecoins from the permitted investment scope. The guidelines will outline the standards for listed companies and registered professional investment firms to trade digital assets for investment or financial purposes. To prevent reckless investments in the early stages of the market, regulators have decided to exclude dollar-pegged stablecoins such as Tether (USDT( and USD Coin )USDC( from the allowable investment range.
GateNews8h ago
Circle Settles $68M in USDC Transfers Across 8 Entities
Circle used USD Coin to settle $68M across eight entities in under 30 minutes via its Circle Mint treasury platform.
The stablecoin workflow replaced bank wires that usually take one to three days, enabling faster intercompany treasury settlements.
Circle Mint maintained treasury
CryptoFrontNews9h ago
