The XRP community has resurfaced an interview in which RippleX Senior Vice President Markus Infanger outlined Ripple’s long-term vision for bringing real-world financial assets on-chain.
The conversation, hosted by Ornella Hernandez, has recently been amplified by XRP community figures such as X Finance Bull and SMQKE. It reignited discussions around XRP’s potential role in a tokenized global financial system.
Speaking on the future direction of the XRP Ledger, Infanger said that the network was designed from the start for enterprise-grade financial use cases. According to Infanger, XRP Ledger’s original focus on payments is now expanding into real-world asset (RWA) tokenization.
“XRP Ledger has really been built for business… powering real-world financial use cases,” Infanger said. He added that the goal is to bring more financial activity on-chain to remove friction, improve efficiency, and create value.
One of the most notable moments from the interview came when Infanger highlighted the scale of assets that remain off-chain today. He noted that more than $1 quadrillion in financial assets currently exist outside blockchain systems and suggested that even a small percentage moving on-chain would be transformational.
“If you want to see… maybe 10% of that coming on-chain,” Infanger explained, pointing out that today’s on-chain activity, such as stablecoins, represents only a fraction of global finance.
For context, the total stablecoin market currently sits around $312 billion, underscoring how early the tokenization trend still is.
Following the resurfacing of the interview, XRP commentator X Finance Bull shared a bold interpretation on X, framing Infanger’s remarks as validation of a long-term thesis.
The post suggested that if 10% of a $1 quadrillion market were settled on-chain and divided across XRP’s approximately 61 billion supply, it could theoretically imply a price of $1,639 per XRP.
At the time of writing, XRP’s price is approximately $1.61, highlighting the vast gap between current market pricing and long-term bullish projections tied to global financial tokenization.
Meanwhile, Infanger stressed that regulatory clarity remains one of the final hurdles to mass adoption. However, he said meaningful progress is already underway.
He cited emerging frameworks in regions such as Europe (MiCA), Singapore, and the UAE, arguing that compliant blockchain usage is no longer theoretical.
Ripple, he added, already processes billions of dollars in payments annually at a fraction of the cost and time of legacy systems, demonstrating that regulated blockchain finance can work at scale.
Beyond payments and tokenization, Infanger highlighted stablecoins as a critical bridge between traditional finance and crypto.
He referenced projections estimating the stablecoin market could grow to $2.8 trillion within five years. Given this outlook, Ripple launched its own stablecoin, RLUSD, on XRP Ledger and Ethereum in the last quarter of 2024. It has since grown to $1.45 billion in market cap.
Meanwhile, Infanger disclosed that Ripple’s push into compliant stablecoin infrastructure is due to strong developer demand, with thousands of projects already building on the XRP Ledger.
Infanger closed the discussion by calling blockchain adoption a gradual but inevitable shift from hype to utility.
As regulatory frameworks solidify and financial institutions explore tokenization at scale, Ripple’s leadership believes blockchain and the XRP Ledger could play a foundational role in the next evolution of global finance.
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