The hot gossip surrounding the Ripple executive team’s lunch with SWIFT’s representatives in Miami has got the XRP Army wondering what’s really going on. Steph, a strong XRP community voice, implied that this lunch between Ripple (XRP) & SWIFT would be held at the Four Seasons Hotel in Miami.
What’s Coming Out Of SWIFT & Ripple’s Miami Lunch?
This private executive luncheon is confirmed by an event schedule, but no video evidence had surfaced despite it reportedly being held last weekend. Previously, Ripple’s CEO Brad Garlinghouse openly discussed the odds of capturing 14% of SWIFT’s humongous $155 trillion annualized trading volume.
With SWIFT recently opening a fresh chapter with the addition of a dedicated blockchain-based ledger, the narrative is multi-chain, rather than adopting one favorite. However, Ripple’s XRP Ledger has a proven track record of handling trading volumes between $5 to 10 billion a day, all settling in seconds & costing fractions of a cent.
Another key factor is XRP’s on-demand liquidity (ODL), securing cross-border transactions in a much faster way than traditional banking is capable of. Striving to reduce the 3-4 business day transfer window into one hour, SWIFT could make use of XRP’s multi-billion ODL.
Entrepreneur Expects $100 XRP If SWIFT Makes a Deal
For SWIFT, this XRP Ledger advantage covers all bases, so a direct relationship has plenty of merit. Notably, SWIFT’s been testing other Distributed Ledger Technology (DLT) chains too, including pilots of Hedera Hashgraph (HBAR) & Stellar Lumens (XLM). While no official statement has been made, some seasoned investors are hyped.
Patrick Bet-David, a legendary American entrepreneur, said XRP at $100 a coin is plausible if the Miami lunch evolves into something serious, like a formal partnership announcement. For now, the third largest digital asset continues to trade at $1.35, as the harsh winds of crypto winter continue to rock crypto’s utility-driven boat.
Explore DailyCoin’s hottest crypto news right now:
3.8 Million Pi Coins Flee CEXs Amid One-Year Anniversary
Shiba Inu Flags Copycat Scams After Rolling Out SOU
People Also Ask:
Does this mean SWIFT is integrating XRP? No evidence just yet. Rumors speculate talks on collaboration/liquidity, but nothing official. SWIFT hasn’t adopted XRP; past rumors never led to deals.
What’s the connection to Brad Garlinghouse’s comments? He predicted XRP could handle 14% of SWIFT volume in 5 years (APEX 2025). Rumors link the Miami lunch to that vision, but it’s just speculation for now.
Impact on XRP price? Brief hype & XRP coin’s price pikes in mid-Feb, but faded. XRP remains volatile; broader crypto sentiment dominates over still unverified rumors.
Why do these rumors keep popping up? Ripple-SWIFT rivalry/co-op is a hot topic in payments. Community amplifies anything hinting at adoption; similar whispers (e.g., 2025 pilots) fizzled without proof.
DailyCoin’s Vibe Check: Which way are you leaning towards after reading this article?
Bullish
Bearish
Neutral
Market Sentiment
100% Bullish
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
Anthropic AI predicts XRP trend by the end of 2026: Even if it falls below $1.2, a rebound above $2.8 is still possible
Anthropic's Claude predicts that the future XRP price will be influenced by Bitcoin and macroeconomic factors. In the baseline scenario, XRP is expected to rebound to $2.00-$2.80; in a pessimistic scenario, it may fall back to $0.90-$1.20; and in an optimistic scenario, it could rise to $4.50-$6.50. Investors should monitor policy and market changes to assess future trends.
GateNews3h ago
XRP key resistance approaching $1.38: Technical structure brewing a rebound, can it break through $1.50?
XRP's recent trend faces a correction, with a key resistance level at $1.38. If it breaks through this level, a rebound may occur, targeting $1.42 and above. Conversely, if it fails to break through, it may fall back to the $1.30 range. The current market sentiment has improved but support levels should still be monitored.
GateNews3h ago
The Truth About XRP and Ethereum: Blockchain Utility and Token Value Are Not the Same
A common misunderstanding in the crypto space is the idea that a blockchain and its token are automatically the same thing in terms of value. Many investors treat them as interchangeable, assuming that if the underlying network has strong technology or adoption, the token itself must follow
CaptainAltcoin3h ago
XRP's unrealized loss exceeds $50 billion: Nearly 60% of circulating supply is in loss, but whales are increasing their holdings against the trend
The cryptocurrency market is volatile, with XRP prices remaining weak, declining nearly 28% since early 2026. Approximately 60% of circulating XRP is in loss, trading activity has decreased, and market liquidity has thinned. Despite retail investors being under pressure, some major whales are increasing their XRP holdings, indicating structural divergence in the market. In the short term, XRP's trend may continue to exhibit high volatility.
GateNews3h ago
Analyst Warning: If Bitcoin enters a cyclical correction, XRP price may drop to $0.70
Cryptocurrency market fluctuations have attracted attention. Analysts point out that if Bitcoin enters a correction, XRP may face a pullback risk, with a target price of around $0.70. Bitcoin's four-year cycle characteristics indicate that correction periods could impact altcoin performance. If XRP's price falls below the $1.20 support level, the market could see further downside. Meanwhile, XRP's application in cross-border payments may reduce its dependence on Bitcoin. Investors should monitor Bitcoin's cycle changes and technical support levels.
GateNews3h ago
