MetaMask Crypto Debit Mastercard Launches Across United States

In brief

• The MetaMask Card is now accessible to all users across the United States, following a piloted rollout across select geographies.
• The card allows users to spend wherever Mastercard is accepted using their self-custodied crypto funds.
• In addition to its free card, the brand is unveiling a premium subscription card with additional benefits and increased cash back rewards.

The MetaMask debit card is now available for users across the United States.  Created in collaboration between Ethereum software firm Consensys—one of 22 investors in an editorially independent Decrypt—and Mastercard, the card was initially rolled out in 2024 for a limited pilot in the United Kingdom and European Union, allowing users to make everyday purchases using their crypto balances. Now all U.S. users will be able to do the same. “With MetaMask Card, your assets stay in your wallet—under your control—until the exact moment you make a purchase,” MetaMask Staff Product Manager Ale Machado told _Decrypt. _“There’s no handing your funds to someone else and hoping they’re there when you need them.”

 “For crypto-native users who already hold stablecoins,” he added, “this unlocks real everyday utility without sacrificing the principles that brought them to crypto in the first place.” Alongside bringing access to American users, the firm also unveiled a premium MetaMask card with added benefits. For $199 a year, users can obtain the “elevated physical experience” of the MetaMask Metal Card, which offers up to 3% cashback on the first $10,000 spent per year. By comparison, standard cardholders may receive up to 1% cashback on purchases.

“The Metal Card is for users who want to go further,” said Machado. On top of the cash back, premium holders will also get “no foreign transaction fees, higher spending and ATM limits, deeper travel discounts through Entravel, and exclusive access to events and perks.” To participate in the MetaMask Card program, users need to complete ID verification and compliance checks.  The rollout is the latest in a series of updates for the brand, which unveiled mUSD—its Ethereum-based stablecoin and cashback reward token that was issued by Stripe last year.  In addition to its stablecoin launch, the popular Ethereum wallet brand confirmed plans for a native token and unveiled a $30 million rewards program ahead of its drop and, is now hoping its card will take hold across the United States.  Beyond usual metrics like adoption and transaction frequency, Machado says the firm is most focused on the card becoming a part of users’ daily routines.  “The pilot gave us a strong signal—users were treating MetaMask Card like any other card in their wallet, which is exactly what we wanted to see,” said Machado.  “Six months from now, success looks like that behavior becoming the norm across our U.S. users,” he added. “People spending from their self-custodial wallet without friction, without thinking about the crypto underneath. Just tapping their card and moving on with their day.”