## The Retirement Regret Reality: Why Starting Early Transforms Your Financial Future
A Voya Financial survey reveals a striking pattern: 64% of Americans wish they had begun saving for retirement during their early 20s. This widespread regret points to a critical financial truth—**why save for retirement early** isn't just about accumulating wealth, it's about leveraging time itself as your greatest investment asset.
### The Monthly Contribution Wake-Up Call
Before diving into investment strategies, consider this sobering reality: the age you start retirement savings dramatically impacts how
A Voya Financial survey reveals a striking pattern: 64% of Americans wish they had begun saving for retirement during their early 20s. This widespread regret points to a critical financial truth—**why save for retirement early** isn't just about accumulating wealth, it's about leveraging time itself as your greatest investment asset.
### The Monthly Contribution Wake-Up Call
Before diving into investment strategies, consider this sobering reality: the age you start retirement savings dramatically impacts how