2025: Your Complete Guide to Making Money with Apps Directly from Your Phone

The way people work has changed drastically. Instead of following the traditional 9-to-5 route to a conventional office, many have opted to take advantage of the opportunities that technology offers. With just a simple smartphone, it’s possible to build additional income streams or even establish your own digital business. This guide presents the best strategies to make money with apps in 2025, organized by category and professional profile — whether you are a content creator, beginner investor, freelancer, or digital entrepreneur.

Investment Platforms: The Path to Variable Income

If you follow the financial market and want to profit from asset fluctuations without physically purchasing them, trading applications offer interesting opportunities.

Mitrade: Simplified Trading for All Levels

Mitrade stands out as an intuitive tool for trading contracts for difference (CFDs). It allows trading with gold, global indices like NASDAQ, Bitcoin, crude oil, and various assets in real time. The platform operates under international regulation (ASIC, CIMA, and FSC), offering advanced charts and integrated technical analysis.

Platform Details:

• Category: Investments and Trading
• Main Benefits: Unlimited earnings, real-time tracking, simplified interface
• Withdrawal Options: Visa, Mastercard, Worldpay, Poli, Skrill, Neteller, and bank transfer
• Access: Android and iOS

IC Markets: Professional Trading Experience

For more technical traders, IC Markets is recognized globally. It operates currency pairs, cryptocurrencies, stocks, and commodities with ultra-fast execution. Suitable for those seeking short-term trades with quick return potential, requiring proper risk management due to high volatility.

Platform Details:

• Category: Advanced Trading
• Main Benefits: Real-time tracking, competitive spreads, short-term strategies
• Fund Transfers: Withdrawals on business days to bank accounts
• Access: Android and iOS

Content Creators: Turn Your Creativity into Income

For those who prefer expressing their creativity through videos, texts, and live streams, social media and publishing platforms offer various monetization options.

Short Video Platforms

TikTok remains one of the largest platforms for creators. With billions of users, it offers monetization through views, engagement, product sales via affiliate links, and creator programs with direct rewards.

• Requirements: Minimum 10,000 followers
• Payments: PayPal or bank transfer (up to 30 days)
• Availability: Android and iOS

Kwai, especially popular in the North and Northeast regions, functions as a robust Brazilian alternative. It offers a creator program with rewards for views, promotional campaigns, daily bonuses, and paid viral challenges.

• Highlights: Fast earnings with a reward system
• Payments: Pix or digital wallets (up to 7 business days)
• Availability: Android and iOS

YouTube: The Monetization Giant

YouTube continues to be a powerful platform with 2 billion users. It offers multiple revenue streams: AdSense, Super Chat, Super Stickers during live streams, channel memberships, and affiliate marketing.

• Requirements: Minimum 1,000 subscribers and 4,000 hours of watch time (in the last 12 months)
• Payments: Google AdSense (up to 30 days after monthly closing)
• Availability: Android and iOS

Medium Brazil: Monetize Your Writing

For writers and experts, Medium allows publishing articles in Portuguese and earning based on reading time and subscriber engagement. Ideal for topics like finance, technology, and entrepreneurship.

• Highlights: Monetization by reading time, authority building
• Payments: Stripe or PayPal (monthly)
• Availability: Android and iOS

Affiliate Marketing: Earn by Promoting Products

Promoting products from established platforms offers commissions for each sale made, with minimal initial investment.

Shopee Affiliate: Competitive Commissions

The Shopee Affiliate Program offers commissions of up to 28% per sale via your link. Share on Instagram, YouTube, TikTok, and Facebook. Payments via Pix in 3 to 5 business days.

• Advantages: Reliable structure, ideal for beginners
• Registration: Free
• Availability: Android and iOS

Temu: Rewards Program

An online shopping platform with an affiliate program that pays for product promotion. Share links and personalized coupons; each purchase generates a commission or bonus. Temporary campaigns pay extra for clicks and sign-ups.

• Highlights: Commissions on sales, campaigns with extra bonuses
• Payments: Pix, PayPal, or in-app credit
• Availability: Android and iOS

Freelancers: Professional Remote Work

The remote work market connects freelancers with opportunities across various fields.

Workana Brazil: Trusted Marketplace

One of Latin America’s largest freelancer marketplaces. Professionals in design, writing, marketing, translation, and IT find projects. Escrow system protects both parties.

• Differentials: Projects in Portuguese, secure payments
• Payments: Payoneer, bank account, or PayPal
• Platform: Web and Android

99Freelas: 100% Brazilian Platform

Interface in Portuguese with local support. Connects companies and professionals in writing, design, translation, programming, marketing, and customer service. Negotiate prices directly.

• Advantages: National, payments in reais, simplified interface
• Payments: Bank transfer via Pix
• Platform: Web and Android

Strategy to Choose Your Ideal App

Align with your skills

Identify your abilities — videos, writing, trading, sales, or services — and choose platforms that enhance your success potential.

Trust established platforms

Prefer apps with proven reputation, punctual payment history, and active support. Research user reviews before starting.

Analyze payment structures

Each app operates differently — PayPal, bank transfer, Pix, or digital wallets. Understand the timelines and methods before committing.

Compare fees and commissions

Different platforms retain varying percentages. Calculate if the return justifies the effort invested.

Validate through real feedback

Research current user experiences to confirm reliability, punctuality of payments, and quality of support offered.

The Future of Digital Work in 2025

Making money through apps is no longer a novelty but a consolidated reality. With the right tools, dedication, and strategy, anyone can generate extra income or build a digital business. Whether creating content on TikTok, writing analyses on Medium, promoting products on Shopee, or trading assets on Mitrade, opportunities abound.

Success depends on consistency, good planning, and choices aligned with your profile. Test different apps, monitor your results, and identify which work best for your lifestyle. Making money with apps in 2025 is a matter of strategy, dedication, and creativity.