🎉 Share Your 2025 Year-End Summary & Win $10,000 Sharing Rewards!
Reflect on your year with Gate and share your report on Square for a chance to win $10,000!
👇 How to Join:
1️⃣ Click to check your Year-End Summary: https://www.gate.com/competition/your-year-in-review-2025
2️⃣ After viewing, share it on social media or Gate Square using the "Share" button
3️⃣ Invite friends to like, comment, and share. More interactions, higher chances of winning!
🎁 Generous Prizes:
1️⃣ Daily Lucky Winner: 1 winner per day gets $30 GT, a branded hoodie, and a Gate × Red Bull tumbler
2️⃣ Lucky Share Draw: 10
$250 Million Insurance-Backed LIFE Bonds Launch Through Blockchain Partnership
Institutional-Grade Digital Assets Enter Decentralized Finance Ecosystem
ClearUnited and Sundance Strategies (OTCQB: SUND) have formalized a strategic partnership to introduce a transformative asset-backed securities offering into the blockchain space. The initiative centers on issuing $250 million in LIFE Bonds, underpinned by approximately $600 million in life insurance policies and reserve accounts operating on the Digital World Decentralized Blockchain.
This development represents a pivotal moment for institutional capital seeking exposure to insurance-backed digital instruments. The bond structure—comprising 2.5 million units priced at $100 per token—combines real-world asset backing with decentralized governance mechanisms and automated smart contract distributions.
Merging Traditional Insurance Markets With Blockchain Infrastructure
The partnership leverages Sundance’s decades of expertise in life settlements trading alongside ClearUnited’s decentralized finance and identity infrastructure. By tokenizing insurance portfolios on a blockchain foundation, the offering enables institutional investors to access stable cash flows traditionally confined to specialized financial intermediaries.
Michael Proper, Chairman of ClearCompanies, characterized the initiative as more than a transactional framework: “This architecture integrates real-world insurance assets with decentralized identity verification and transparent governance layers. LIFE Bonds reconnect long-term capital allocation with measurable returns and verifiable security mechanisms.”
Kraig Higginson, Chairman of Sundance Strategies, highlighted the market timing: “Decades of operational experience in life settlements combined with emerging blockchain technology creates an opportunity to establish institutional-grade, insurance-backed digital assets at scale. Investors gain portfolio diversification through an asset class previously accessible only through specialized channels.”
Technical Architecture and Investor Benefits
The bond issuance incorporates several structural elements designed for the decentralized ecosystem. Token holders maintain transparent ownership records, participate in decentralized governance voting, and receive proportional profit distributions executed through smart contract automation. The diversified insurance portfolio is expected to generate consistent yield streams with minimal correlation to equity and traditional bond market volatility.
By anchoring $250 million in bonds to approximately $600 million in underlying insurance reserves, the offering creates a 2.4:1 backing ratio, positioning LIFE Bonds as collateralized instruments within the broader DeFi market landscape.
About the Participants
ClearUnited operates as a digital-native financial services platform emphasizing asset-backed decentralized finance and transparent governance frameworks. The organization specializes in integrating verifiable, real-world assets into blockchain-enabled financial structures.
Sundance Strategies (OTCQB: SUND) was founded in 2013 by life settlements market veterans and has developed methodologies for portfolio construction, policy selection, and structured advice serving institutional bond issuers and investors across the life insurance settlements sector.